Malaysians Earning Less Than RM4000 Can Hold Their PTPTN Repayment. What Can You Do With The Money Instead?

Hello Grasshoppa, As we all know, Pakatan Harapan government is working hard to fulfill their 10 Promises in 100 Days. One of it is to delay PTPTN repayment for Malaysians earning less than RM4000. According to Education Minister Dr Maszlee Malik, they will lift travel ban for PTPTN blacklisted borrowers too. This is a Celebration to […]

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How Much Does It Really Cost To Own A Car In Malaysia?

Hello Grasshoppa When we got our first job or when we got pay raise, we think its time to buy or to upgrade a brand new car. Have you ever thought of the cost to actually own a car & how much we really need to pay just to maintain it? I bet some of […]

Things You Don’t Know About EPF

Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]

How To Pay Your Debt Fast

Hello Grasshoppa Having a little Debt or having too much Debt to pay off? Figuring out a way to pay off your Debt? This might be something normal to us in our daily life. Most of us have all sorts of Debt including cars, credit card & housing loan. Some of us choose to pay […]

A Cup Of Latte A Day Will Keep Your Money Away

Hello Grasshoppa, Im not sure if any of you heard of the “Latte Factor”.  If you read The Automatic Millionaire book by David Bach before, Im sure you are familiar with this concept. So what is the “Latte Factor”? Its a simple concept where small amount of money are spent on little purchases such as […]