Hello Grasshoppa, Have you ever been scrolling through your favorite online store or walking past a tempting sale rack & found yourself buying something you didn’t plan for? That’s the sneaky power of impulse purchases! These small, unplanned splurges might seem harmless, but over time, they can erode your savings & keep you from achieving […]
Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]
Hello Grasshoppa, In today’s world, it’s easy to fall into the trap of emotional or revenge spending. Whether it’s to cope with stress, seek temporary happiness, or even retaliate against someone or something, these impulsive spending habits can wreak havoc on your financial health. But fear not! With a few mindful practices and strategies, you […]
Hello Grasshoppa, Saving money is a common financial goal for many individuals including myself but it often remains elusive despite our best intentions. If you find yourself in a perpetual cycle of struggling to save, you’re not alone. There are several reasons why saving money can be challenging, but understanding these barriers is the first […]
Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, Despite finding ways to reduce the cost of a subscription or fully cutting it off, we will have some unavoidable ones that we will still need in our daily lives. Over the years, I have tried to cut down as many subscription costs as possible by finding loopholes or solutions to save that […]
Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]
Hello Grasshoppa, Most of our parents and schools teach us about saving from a young age. How many of us manage to build these habits from childhood into our adult lives? I remember having my savings jar, “tabung,” but it was always empty. In fact, my saving habits improved as I approached my late twenties […]
Hello Grasshoppa, As I examine my recent shopping patterns, I’ve noticed a gradual shift from in-store shopping to online shopping over the years. I can’t recall my last local in-store purchase because, for local shopping, I have completely transitioned to online channels. I only resort to in-store purchases when I’m traveling. When I began to […]
Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]
