My Early Financial Mistake & What Should You Do To Avoid These Mistake

Hello Grasshoppa, If you read my previous post, you may come across some post where I shared briefly on the Financial mistake that I made when I started working. Aside from PTPTN Debt & Personal Loan Debt, I got myself into Credit Card Debt not once but twice. It may sound shocking to you especially […]

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10 Easy Ways To Make Extra Money in Malaysia

Hello Grasshoppa, With the rise of cost of living, many people are struggling or looking for options to earn extra money to sustain their standard of living. In fact, most Malaysians are actually struggling especially for Fresh Grads. Imagine starting to work with your salary & you still have to pay your PTPTN loan. Many […]

How Does The Power Of Compounding Helps The Growth Of Your Money

Hello Grasshoppa, What is so special about this quote & How Can The Power of Compounding Helps The Growth of Your Money? This will bring us to the Introduction to The Power of Compounding What is The Power Of Compounding? The Power of Compounding is a snowball effect where your investment will generate earnings & […]

A Simple Guide For Financial Planning 2019

Hello Grasshoppa, Most of us may have a New Year Resolution to start our New Year. It can be from losing weight (LOL. Its the most common resolution including mine), having better financial, getting your well deserved promotion & many others. Before you continue reading, lets take some time to reflect on your 2018 Financial […]

12 Best Personal Finance Apps For Malaysian 2019

Hello Grasshoppa, Budget Planning, Managing Money & Investment have never been easier with the latest technology & mobile app. Some of you might remember or have came across someone that write their expenses or savings amount in a notebook. Or maybe you are actually the one that track your expenses or savings with a notebook. […]

What Are The Changes After SST Implementation?

Hello Grasshoppa, Effective 1st September 2018, we have witnessed many complains about SST Implementation & it seems that there are some Malaysians that are unhappy due to SST. Some even mentioned that there are no differences between GST & SST. Is that true? When we look deeper into SST, it splits into 2 Types of […]

How Much Does It Really Cost To Own A Car In Malaysia?

Hello Grasshoppa When we got our first job or when we got pay raise, we think its time to buy or to upgrade a brand new car. Have you ever thought of the cost to actually own a car & how much we really need to pay just to maintain it? I bet some of […]

Things You Don’t Know About EPF

Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]