How to Master Your Life Within Your Current Income

Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]

7 Ways You Can Save Money From Subscriptions

Hello Grasshoppa, Despite finding ways to reduce the cost of a subscription or fully cutting it off, we will have some unavoidable ones that we will still need in our daily lives. Over the years, I have tried to cut down as many subscription costs as possible by finding loopholes or solutions to save that […]

Why Should You Buy In Bulk?

Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]

9 Reasons Why You Can’t Save Money

Hello Grasshoppa, Most of our parents and schools teach us about saving from a young age. How many of us manage to build these habits from childhood into our adult lives? I remember having my savings jar, “tabung,” but it was always empty. In fact, my saving habits improved as I approached my late twenties […]

Why I Prefer Online Shopping Over In-Store Purchases

Hello Grasshoppa, As I examine my recent shopping patterns, I’ve noticed a gradual shift from in-store shopping to online shopping over the years. I can’t recall my last local in-store purchase because, for local shopping, I have completely transitioned to online channels. I only resort to in-store purchases when I’m traveling. When I began to […]

8 Questions To Ask Yourself Before You Making A Purchase

Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]

My Honest Review On Alliance Infinite Credit Card

Hello Grasshoppa, It has been 2 months since I started to change my credit card from my Hong Leong Bank AirAsia Credit Card to Alliance Infinite Credit Card. Overall, I would say that they have the best points reward system compared to other credit card companies but there are some major issues that make me dislike the credit […]

Creative Ways I Use To Save Money For A Holiday

Hello Grasshoppa, In my upcoming holiday, I am looking for ways to save more money for my back-to-back holidays. I will be traveling again soon to another 2 countries & saving extra cash is crucial especially since my holiday gap is 3 months from each other. One of my challenges in saving extra cash is, […]

This Is Your TWO Biggest Expenses & How To Save From It?

Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]

Downsizing My Overall Expenses To Save More Money

Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]