Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]
Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]
Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]
Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]
Hello Grasshoppa, I dropped out of college at age of 19 in hopes that I would make a better living by working rather than earning my Diploma. I started working as a direct selling agent doing sales for an illegal Forex company (not knowing it was illegal at that time) where I had no basic […]
Hello Grasshoppa, Since the pandemic started & we had to go through multiple MCO, what are the biggest change in your spending? The most obvious that we observed is on our online shopping. Personally, I am not the biggest online shopping guy but while getting my new house fully ready, I am spending my money […]
Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance. To start, you have to […]
Hello Grasshoppa, In 2019, I have written a post on Which Is The Best E-Wallet in Malaysia based on my opinion. In my list, I added Fave as my number 1 option followed by GrabPay & Boost. Since the pandemic situation & other factors, I noticed that my e-wallet usage trend has also changed. I used […]
Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]
Hello Grasshoppa, Are you looking for quick ways to save money from your expenses? I have decided to explore more on this after watching Catherine from My Personal Finances YouTube Channel where she shared her experience in dealing with her clients. You can watch the full episode or you can just skip directly to 12.50. […]
