How Much Does It Really Cost To Own A Car In Malaysia?

Hello Grasshoppa When we got our first job or when we got pay raise, we think its time to buy or to upgrade a brand new car. Have you ever thought of the cost to actually own a car & how much we really need to pay just to maintain it? I bet some of […]

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Things You Don’t Know About EPF

Hello Grasshoppa When we talked about EPF, it will always be linked to our Retirement Savings. Do you know how EPF generate income to pay us dividend? Or do you know we can utilize our EPF savings for various purpose? Employees Provident Fund or EPF was founded in 1991. It requires Employers & Employees to […]

Invest In PRS & Earn RM1000 For Youth Between Age 20-30

Private Retirement Scheme (PRS) was introduced in 2012. Its a voluntary long-term savings & investment scheme that designed to help to you save extra for your retirement. The administration behind PRS is Private Pension Administrator (PPA). Why is PRS important to you? It helps you to save more to prepare you for your retirement. You […]

How To Pay Your Debt Fast

Hello Grasshoppa Having a little Debt or having too much Debt to pay off? Figuring out a way to pay off your Debt? This might be something normal to us in our daily life. Most of us have all sorts of Debt including cars, credit card & housing loan. Some of us choose to pay […]

Your Official Guide On How To Invest In Mutual Funds In Malaysia

In my post What Can You Invest With RM1000, I made a brief introduction on Mutual Fund. So what is Mutual Fund? Its a Professional Managed Fund that collects pool of money & invest in stocks, bonds & other securities. Below are the Types of Mutual Fund that you can Invest in Malaysia : Equity […]

A Cup Of Latte A Day Will Keep Your Money Away

Hello Grasshoppa, Im not sure if any of you heard of the “Latte Factor”.  If you read The Automatic Millionaire book by David Bach before, Im sure you are familiar with this concept. So what is the “Latte Factor”? Its a simple concept where small amount of money are spent on little purchases such as […]

What Can You Invest With RM1000

Hello Grasshoppa To some of you that are new to Investing, we usually think that Investment involve lots of Money or you might think that’s where the Rich got Richer right? What if I tell you that you can Invest with small amount of Money? If you have RM1000 now, this is what you can […]

Is This The End of Bitcoin & Other Cryptocurrency?

Is Cyryptocurrency a Bubble? Did Bitcoin takes a rocket ship up then jumps off with no parachute? Whenever we are on our favorite Social Media, we will see a “Sponsored Ad” that talks about Bitcoin. Or we will have our long lost friend that never “JIO” you for anything but suddenly he wants to “JIO” […]