Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
Hello Grasshoppa, In the ever-evolving landscape of financial markets, successful investors are those who strategically navigate the complexities of investment options. Building a diversified portfolio is a key principle for achieving long-term financial goals while mitigating risk. In this article, we will explore the importance of diversification and provide practical insights on how to construct […]
Hello Grasshoppa, One of my life goals is to travel the world and explore new countries. In 2023, I managed to visit two new countries, a departure from my usual travel routine of returning to Thailand annually for my comfort zone trip. Despite revisiting Thailand in 2023, I made a personal commitment to explore countries […]
Hello Grasshoppa, 2023 has passed, and now we find ourselves at the beginning of 2024, where many of us are setting our New Year resolutions. It’s always good to have resolutions, but sticking to them is more important to ensure we can achieve what we’ve planned. There’s something I often share with my loved ones […]
Hello Grasshoppa, Most of our parents and schools teach us about saving from a young age. How many of us manage to build these habits from childhood into our adult lives? I remember having my savings jar, “tabung,” but it was always empty. In fact, my saving habits improved as I approached my late twenties […]
Hello Grasshoppa, Over my years of investing, I have learned a lot of valuable lessons that have helped me in my investing journey. These lessons have not only made me a better investor but also helped me avoid mistakes I used to make when I started investing. People often think you need to be an […]
Hello Grasshoppa, This post was in my draft since February 2022 when I started planning to compete in one of the biggest Brazilian Jiu-Jitsu (BJJ) events in the world. As a reader of my blog, you guys should already know my passion for BJJ where I train, coach & compete actively. It is always my […]
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
