Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Hello Grasshoppa, Saving money is a common financial goal for many individuals including myself but it often remains elusive despite our best intentions. If you find yourself in a perpetual cycle of struggling to save, you’re not alone. There are several reasons why saving money can be challenging, but understanding these barriers is the first […]
Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]
Hello Grasshoppa, Throughout my financial journey, I’ve shared tales of my credit card experiences, from the lows of debt to the highs of strategic benefits. Each card has woven a unique thread in the fabric of my financial story, teaching me valuable lessons along the way. Let’s delve into how my views on credit cards […]
Hello Grasshoppa, AirAsia has reintroduced its Unlimited ASEAN Pass (previously Super+) & it is a current hot trend, especially for travelers who hope to grab good deals as flight prices are skyrocketing. Not joking. This year itself, aside from the upcoming airport tax implemented by the Malaysian government (effective 1st June 2024) from RM35 to […]
Hello Grasshoppa, In the hustle & bustle of modern times, sleep often gets pushed to the bottom of the priority list. We convince ourselves that burning the midnight oil is the key to getting ahead & sacrificing sleep is a badge of honor in the pursuit of success. But what if I told you that […]
Hello Grasshoppa, If you aim to conquer the market & beat them in their own game you need to understand smart investing, calculated risks, and building long-term financial well-being. It sounds pretty easy when we factor these 3 simple understanding but the execution can be pretty challenging if you are not familiar with it. Don’t […]
Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, I have a secret to share with you today on a powerful wealth-building strategy that’s often overlooked or underestimated:Â Dollar Cost Averaging (DCA). Whether you’re a seasoned investor or just starting on your journey to financial freedom, understanding and implementing DCA can make a significant difference in your long-term financial success. Many years ago […]
