Quantifying Your Financial Goals Using The SMART Financial Goals

Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]

How To Build Good Spending Habits

Hello Grasshoppa, In my previous post on How To Live A Rich Life With Your Current Income, I touched on how you can spend your money on your passion or hobby. To summarize, it’s all about allocating a certain percentage of your money toward what you enjoy, allowing for guilt-free spending. You may read more on that […]

Is Touch’nGo A Good Platform To Invest?

Hello Grasshoppa, The Touch ‘n Go e-wallet has transformed the lives of many in various ways. It has shifted from my least favorite e-wallet to my favorite & most used e-wallet. My spending through the Touch ‘n Go e-wallet has increased from under RM300 a month to over RM1,000 a month. With the GO+ feature, […]

How To Live A Rich Life With Your Current Income

Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]

My Honest Review On AirAsia Super+ Subscription

Hello Grasshoppa, When I initially wrote about AirAsia Super+ Subscription last year, I had doubts about whether it was worth it or not after my purchase. There were a few thoughts that I had after my purchase, which are on my travel frequency and also my ability to utilize all the other perks. At that time, […]

How I Find The Perfect Credit Card to Suit My Needs

Hello Grasshoppa, With the discontinuation of the AirAsia credit card, I was struggling to find a replacement credit card that is able to suit my lifestyle. While the Sutera credit card is an option, I find it to be rather a mediocre card for my needs. Perhaps for some users, this is the best credit card […]

How To Take Advantage Of The Depreciation Of Malaysia Ringgit

Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]

Benefits of SSPN Plus by PTPTN

Hello Grasshoppa, Recently, my cousin introduced us to an insurance package she bought for my uncle for his old age as he has no savings or insurance in his 60s. Despite him being in his 60s, he is still working a day job with no retirement plans as retirement means he will not be having […]

How To Start A Side Hustle Successfully

Hello Grasshoppa, In my years of trying different side hustles, I have been successful at some & failed most of them. Failing is not really a bad thing as I am able to learn from my mistakes & move on to my next side hustle & make it better. Before I started my BBM blog, […]

Crazy Ways I Used To Survive With No Money

Hello Grasshoppa, Growing up, I may not have had the best childhood when it comes to finances. Back then, I had to constantly witness arguments between my parents over money issues & our whole family used to struggle a lot financially. While I am seeing other kids being able to own different toys or games, […]