Credit Card vs. PayPal: Choosing the Right Payment Method

Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]

Exploring New Horizons, Cultures, and BJJ Adventures

Hello Grasshoppa, One of my life goals is to travel the world and explore new countries. In 2023, I managed to visit two new countries, a departure from my usual travel routine of returning to Thailand annually for my comfort zone trip. Despite revisiting Thailand in 2023, I made a personal commitment to explore countries […]

2023 In Review & Aspirations For 2024

Hello Grasshoppa, 2023 has passed, and now we find ourselves at the beginning of 2024, where many of us are setting our New Year resolutions. It’s always good to have resolutions, but sticking to them is more important to ensure we can achieve what we’ve planned. There’s something I often share with my loved ones […]

What I Hope To Achieve By 50

Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]

How To Live A Rich Life With Your Current Income

Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]

How To Start A Side Hustle Successfully

Hello Grasshoppa, In my years of trying different side hustles, I have been successful at some & failed most of them. Failing is not really a bad thing as I am able to learn from my mistakes & move on to my next side hustle & make it better. Before I started my BBM blog, […]

Nothing Says I Love You More Than EPF i-Sayang

Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]

5 Steps To Take If You’ve Been Scammed In Malaysia

Hello Grasshoppa, Some of us may have been scam victims at some point in our lives. Scams can come in different forms & these scammers will usually find ways to scam as much money as possible from all their possible victims. Some of us may be aware that is a scam however some of us […]

Ways To Keep Your Family Financially Protected After Your Death

Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]

How Is My 5 Years Journey As A Personal Finance & Investment Blogger?

Hello Grasshoppa, BBM is celebrating its 5th year anniversary in February 2023, which also marks a significant journey of me sharing my personal finance experience, investment, business & my retirement plan with all of you. This journey has been a learning curve for me & this blog is a way for me to encapsulate what […]