Hello Grasshoppa, Choosing the right credit card can be a game-changer when it comes to maximizing your rewards, whether it’s for cashback, travel points, or other perks. With so many options out there, it’s crucial to find a card that aligns with your spending habits. Over the years, I’ve experimented with different cards, & I’ve […]
Hello Grasshoppa, It has been almost 1 year since I switched my credit card to Alliance Infinite Credit Card. In my previous feedback, I have highlighted what I liked & what I didn’t like about the card. Generally, this is still the best credit card that suits me since I love traveling & their points system […]
Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]
Hello Grasshoppa, Throughout my financial journey, I’ve shared tales of my credit card experiences, from the lows of debt to the highs of strategic benefits. Each card has woven a unique thread in the fabric of my financial story, teaching me valuable lessons along the way. Let’s delve into how my views on credit cards […]
Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
Hello Grasshoppa, We are currently living in a state where the majority of our payments are made through e-wallets, particularly the Touch’nGo (TNG) e-wallet. Even when we dine at hawker stalls, we can easily pay for our meals using TNG. I can’t remember the last time I withdrew cash from my bank account; however, there […]
Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]
Hello Grasshoppa, During my recent trip to Japan, I seized the opportunity to complete one of the books on my Kindle app list, titled “I Will Teach You To Be Rich” by Ramit Sethi. It was a 7-hour flight, providing me with some valuable “me time” for reading and watching Brazilian Jiu-Jitsu (BJJ) videos while […]
