Hello Grasshoppa, Have you ever been scrolling through your favorite online store or walking past a tempting sale rack & found yourself buying something you didn’t plan for? That’s the sneaky power of impulse purchases! These small, unplanned splurges might seem harmless, but over time, they can erode your savings & keep you from achieving […]
Hello Grasshoppa, We’ve all seen it—the flash of luxury or second-hand luxury cars, expensive designer clothes, & exotic vacations that flood our social media feeds. Showing off has become almost a norm in today’s culture, but what many don’t realize is that this behavior can silently drain their wealth. We all have friends like that […]
Hello Grasshoppa, In the hustle & bustle of modern life, the concept of minimalism has become increasingly popular. But minimalism isn’t just about decluttering your home or wardrobe like Marie Kondo but it can also be applied to your finances. Financial minimalism is a growing trend that focuses on simplifying your financial life to reduce […]
Hello Grasshoppa, Choosing the right credit card can be a game-changer when it comes to maximizing your rewards, whether it’s for cashback, travel points, or other perks. With so many options out there, it’s crucial to find a card that aligns with your spending habits. Over the years, I’ve experimented with different cards, & I’ve […]
Hello Grasshoppa, In Malaysia, the government offers various incentives & schemes to help citizens improve their financial well-being. From tax reliefs to homeownership programs, these incentives can play a crucial role in enhancing your personal finance strategy. This week, let’s explore how you can leverage these government incentives to grow your financial health. 1. Tax […]
Hello Grasshoppa, Today, let’s dive into a topic that’s close to my heart & a game-changer for anyone looking to elevate their financial status: the importance of having a side income. Whether you’re saving for a rainy day, paying off debt, or building wealth, a side income can be your ticket to financial freedom. Why […]
Hello Grasshoppa, It has been almost 1 year since I switched my credit card to Alliance Infinite Credit Card. In my previous feedback, I have highlighted what I liked & what I didn’t like about the card. Generally, this is still the best credit card that suits me since I love traveling & their points system […]
Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]
Hello Grasshoppa, In today’s world, it’s easy to fall into the trap of emotional or revenge spending. Whether it’s to cope with stress, seek temporary happiness, or even retaliate against someone or something, these impulsive spending habits can wreak havoc on your financial health. But fear not! With a few mindful practices and strategies, you […]
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
