What Financial Advice I Would Tell My 19-Year-Old Self

Hello Grasshoppa, I dropped out of college at age of 19 in hopes that I would make a better living by working rather than earning my Diploma. I started working as a direct selling agent doing sales for an illegal Forex company (not knowing it was illegal at that time) where I had no basic […]

Home Renovation Hacks That Will Save You Money

Hello Grasshoppa, Many years ago, I bought my second home after I managed to completely clear my debts. My house was empty for a while as it was purely for investment purpose until I housed a friend there for 4 months during the first MCO when he lost his job. After he started his new […]

How I Became A Self Taught Investor

Hello Grasshoppa, Do you prefer to have professionals manage your investment, or do you prefer to manage your own investment? I used to think that investment is tough to understand & it is a common misconception among many people. Sometimes when I asked my friends to invest, their answer is always that they don’t know […]

My Honest Opinion On Touch’nGo e-Wallet GO+

Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance.  To start, you have to […]

What Have I Learnt So Far From My FIRE Journey

Hello Grasshoppa, I don’t remember the exact date or year when I decided to start my FIRE journey but I do remember my Eureka moment and it was when I read The 4-Hour Work Week by Tim Ferris. The book explains a lot about how we can work with minimum working hours yet we are […]

The Best & Worst Investment Advice That I Have Ever Received

Hello Grasshoppa, Since I was young, I have gotten a lot of investment advice from many people. Some of them have changed my view on investments in a good way while some of them have brought a negative light towards my investment journey. Advice and opinion is always free but varies as some of them […]

Upgrading My Insurance & Medical Plan for Income Tax Relief

Hello Grasshoppa, Each year, I will be doing a review on my personal finance & investments to check if it is healthy & in line with my retirement journey. Aside from that, I will be doing a yearly review to check on what can I do to maximise my income tax relief. Tax relief is […]

2021 Personal Finance & Investment View From My BJJ Friends

Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]

My BFM Interview Experience

Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]