Hello Grasshoppa, Today marks the official launch of AEON Bank’s digital banking services, making them the first Shariah-compliant and Islamic digital bank in Malaysia. Building on my positive experience with GXBank, I am eager to explore and understand more about AEON Bank’s products and services. Here are a few compelling reasons to consider opening an […]
How Much Should You Allocate to Fund Your Hobby?
Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]
7 Ways to Avoid Emotional or Revenge Spending
Hello Grasshoppa, In today’s world, it’s easy to fall into the trap of emotional or revenge spending. Whether it’s to cope with stress, seek temporary happiness, or even retaliate against someone or something, these impulsive spending habits can wreak havoc on your financial health. But fear not! With a few mindful practices and strategies, you […]
Renting vs Buying a House in Malaysia: Making the Right Choice for Your Finances
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Is EPF Account 3 Good for Malaysians?
Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Prioritizing Your Debts: Should You Pay Off Your House or Car Loan First?
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Why You Might Struggle to Save Money
Hello Grasshoppa, Saving money is a common financial goal for many individuals including myself but it often remains elusive despite our best intentions. If you find yourself in a perpetual cycle of struggling to save, you’re not alone. There are several reasons why saving money can be challenging, but understanding these barriers is the first […]
Credit Card vs. PayPal: Choosing the Right Payment Method
Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]
How My View On Credit Card Have Changed Over The Years
Hello Grasshoppa, Throughout my financial journey, I’ve shared tales of my credit card experiences, from the lows of debt to the highs of strategic benefits. Each card has woven a unique thread in the fabric of my financial story, teaching me valuable lessons along the way. Let’s delve into how my views on credit cards […]
Conquer the Market with These 7 Effective Investment Tips
Hello Grasshoppa, If you aim to conquer the market & beat them in their own game you need to understand smart investing, calculated risks, and building long-term financial well-being. It sounds pretty easy when we factor these 3 simple understanding but the execution can be pretty challenging if you are not familiar with it. Don’t […]