Hello Grasshoppa, With the announcement of Malaysia’s Budget 2025 by Finance Minister / PMX Datuk Seri Anwar Ibrahim, there’s a lot to unpack, & many Malaysians may wonder how it will benefit them. Whether you’re part of the B40, an aspiring entrepreneur, or someone thinking about the future, this budget brings some promising opportunities. Here’s […]
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Hello Grasshoppa, In the hustle & bustle of modern times, sleep often gets pushed to the bottom of the priority list. We convince ourselves that burning the midnight oil is the key to getting ahead & sacrificing sleep is a badge of honor in the pursuit of success. But what if I told you that […]
Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]
Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
Hello Grasshoppa, There will be a point in our lives when we will have thoughts of how can we plan for our family or loved ones just in case something happens to us. Occasionally, my mind wonders what will happen to my assets in my absence. When I was 19, I remembered this struggle my […]
Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
Hello Grasshoppa, In my last week’s post, I shared my 2022 wrap-up. In this week’s post, I will be sharing mainly my 2023 goals & what are my significant plans moving forward. Setting a goal & executing it is not the easiest task especially when life is unpredictable. No one actually knows what will happen […]
