Hello Grasshoppa, Being a martial artist & a financial nerd, I understand the powerful synergy between martial arts & financial mastery. Both require discipline, strategy, & a relentless pursuit of excellence. In this post, we’ll explore how the core principles of martial arts can be applied to achieving financial success & building a prosperous future. […]
Mind Over Money: Harnessing Mental Strength for Financial Success
Hello Grasshoppa, One of the valuable lessons that I learned in martial arts is, it isn’t just about physical prowess but it’s also about mental strength. The same principle applies to financial success. Your mindset can be your greatest ally or your biggest obstacle on the path to wealth. In this post, we’ll explore how […]
Unlocking Financial Freedom: The Power of Side Income
Hello Grasshoppa, Today, let’s dive into a topic that’s close to my heart & a game-changer for anyone looking to elevate their financial status: the importance of having a side income. Whether you’re saving for a rainy day, paying off debt, or building wealth, a side income can be your ticket to financial freedom. Why […]
With the Closure of More Financial Start-Up Companies, What’s Next?
Hello Grasshoppa, Recently, I received an announcement from Raiz that they will be exiting the Malaysian market. As of my writing, there has been no official announcement from the Malaysian entity, but by the time this post is published, they should have already shared their next steps & actions. This news isn’t very reassuring since it […]
Comprehensive Review of the Updated Alliance Infinite Card: Is It Worth It?
Hello Grasshoppa, It has been almost 1 year since I switched my credit card to Alliance Infinite Credit Card. In my previous feedback, I have highlighted what I liked & what I didn’t like about the card. Generally, this is still the best credit card that suits me since I love traveling & their points system […]
The Complete Guide of Utilizing Your EPF Savings to Your Advantage
Hello Grasshoppa, Today, we’re diving into a crucial aspect of financial planning in Malaysia: the Employees Provident Fund (EPF). Whether you’re a seasoned investor or just starting to explore your financial options, understanding EPF is essential for securing your future. In this comprehensive guide, we’ll walk you through everything you need to know about EPF […]
How Much Should You Allocate to Fund Your Hobby?
Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]
Renting vs Buying a House in Malaysia: Making the Right Choice for Your Finances
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Is EPF Account 3 Good for Malaysians?
Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Prioritizing Your Debts: Should You Pay Off Your House or Car Loan First?
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]