Hello Grasshoppa, It has been almost 1 year since I switched my credit card to Alliance Infinite Credit Card. In my previous feedback, I have highlighted what I liked & what I didn’t like about the card. Generally, this is still the best credit card that suits me since I love traveling & their points system […]
Hello Grasshoppa, Today, we’re diving into a crucial aspect of financial planning in Malaysia: the Employees Provident Fund (EPF). Whether you’re a seasoned investor or just starting to explore your financial options, understanding EPF is essential for securing your future. In this comprehensive guide, we’ll walk you through everything you need to know about EPF […]
Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Hello Grasshoppa, If you aim to conquer the market & beat them in their own game you need to understand smart investing, calculated risks, and building long-term financial well-being. It sounds pretty easy when we factor these 3 simple understanding but the execution can be pretty challenging if you are not familiar with it. Don’t […]
Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, I have a secret to share with you today on a powerful wealth-building strategy that’s often overlooked or underestimated: Dollar Cost Averaging (DCA). Whether you’re a seasoned investor or just starting on your journey to financial freedom, understanding and implementing DCA can make a significant difference in your long-term financial success. Many years ago […]
Hello Grasshoppa, Navigating the world of finance can feel like deciphering a secret language. There are different acronyms with different terms that are being used around & it can be confusing sometimes. There is a lot of financial jargon that is used among the experts & professionals that may be too complicated or less important […]
