Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
Hello Grasshoppa, Recently, the Malaysian government has stated that Malaysians need to have at least RM240,000 in savings when they reach 55 years old. This will allow them to have RM1,000 for the next 20 years until age 75 based on the average Malaysian lifespan. Based on that article, Finance Minister Anwar Ibrahim has also stated […]
Hello Grasshoppa, When you invest in stocks, your aim is to profit from your investment in the long run, whether by earning dividend income or selling your stocks as they appreciate in value. This is the difference between value and growth stocks, where one focuses on returning profits to investors, while the other prioritizes reinvesting […]
Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]
Hello Grasshoppa, As a young blogger, I remember writing my second post titled “Is This The End of Bitcoin & Other Cryptocurrency?” My view of cryptocurrency was strictly negative until I reached a point where I needed to make an online purchase that only accepted cryptocurrency. That was when I started to explore investing in cryptocurrency. […]
Hello Grasshoppa, During my recent trip to Japan, I seized the opportunity to complete one of the books on my Kindle app list, titled “I Will Teach You To Be Rich” by Ramit Sethi. It was a 7-hour flight, providing me with some valuable “me time” for reading and watching Brazilian Jiu-Jitsu (BJJ) videos while […]
Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]
Hello Grasshoppa, The Touch ‘n Go e-wallet has transformed the lives of many in various ways. It has shifted from my least favorite e-wallet to my favorite & most used e-wallet. My spending through the Touch ‘n Go e-wallet has increased from under RM300 a month to over RM1,000 a month. With the GO+ feature, […]
Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]
Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]
