Budget 2020. Who Are The Winners & Losers?

Hello Grasshoppa, Recently we have heard our Finance Minister tabled out Malaysia Budget 2020 with the theme “Driving Growth And Equitable Outcomes Towards Shared Prosperity”. The goal is to bring stability to our country finances & grow the country towards our Prime Minister new foundation called “Shared Prosperity Vision 2030”. There are many Malaysians that […]

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What I Did To Pay Off My Debt

Hello Grasshoppa, Many years ago, I struggled financially where I had piles of debt such as credit card debts, personal loan, mortgage loan & car loan. It was up to a point where I was unable to cope with those debts & I remembered I didn’t even dare to look at my bank statement or […]

Black Belt Money & Habits Podcast EP6 – Morning Habits

Welcome to Black Belt Money & Habits Podcast Episode 6 In this episode, we will be discussing about on our morning habits & what can you do to stay motivated for your morning habits. Do you dread to wake up in the morning for your work or are you motivated for your work? This is […]

9 Common Misconceptions About Investing

Hello Grasshoppa, When we talk about investment with our friends & family, there’s a chance where you will meet a “Guru” that will speak their mind about investing but the fact is, they know nothing about investment or they have yet to invest a single cent of their money on investment. Sometimes you may bump […]

The Best Investment I Have Ever Made

Hello Grasshoppa, Have you ever thought about the best investment you ever made? Investment can be in  the form of monetary & also in the form of time where you are putting in effort to learn something new in life. Investment in terms of monetary includes growing your wealth or learning something to improve yourself […]

What Is Your Net Worth?

Hello Grasshoppa, During my recent Black Belt Money & Habits Podcast recording session, a guest of mine have discussed on an interesting topic about net worth. This is something I do keep track on my own net worth all the time. We know that the standard calculation to calculate your net worth is to take […]

The App That I Use To Manage My Money & Investments

Hello Grasshoppa, Recently, someone asked me about how do I manage my money & investment since I’ve been talking a lot about Personal Finance & Investment. But do I really manage my money like how I preach it? Some people may feel offended with such question but honestly I’m glad that such question was asked […]

Do You Feel Life is Unfair?

Hello Grasshoppa, Do you feel life is unfair when you see others are doing better than you? Do you feel unfair when you feel that you are supposed to be in that position where your colleagues are sitting right now? Or when you were young, do you feel unfair when you see other kids are […]

Why Do You Need Financial Planning?

Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]

Is 24 Hours Really Enough For Us?

Hello Grasshoppa, We always hear that some people around us may mention that they don’t have time. It can be from working out, reading or basically just anything. Is it really an excuse or it’s because we have limited time? Come to think about it. We have 24 hours a day. That’s the fact that […]