Hello Grasshoppa, Over my years of investing, I have learned a lot of valuable lessons that have helped me in my investing journey. These lessons have not only made me a better investor but also helped me avoid mistakes I used to make when I started investing. People often think you need to be an […]
Hello Grasshoppa, This post was in my draft since February 2022 when I started planning to compete in one of the biggest Brazilian Jiu-Jitsu (BJJ) events in the world. As a reader of my blog, you guys should already know my passion for BJJ where I train, coach & compete actively. It is always my […]
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
Hello Grasshoppa, As I examine my recent shopping patterns, I’ve noticed a gradual shift from in-store shopping to online shopping over the years. I can’t recall my last local in-store purchase because, for local shopping, I have completely transitioned to online channels. I only resort to in-store purchases when I’m traveling. When I began to […]
Hello Grasshoppa, We are currently living in a state where the majority of our payments are made through e-wallets, particularly the Touch’nGo (TNG) e-wallet. Even when we dine at hawker stalls, we can easily pay for our meals using TNG. I can’t remember the last time I withdrew cash from my bank account; however, there […]
Hello Grasshoppa, When you invest in stocks, your aim is to profit from your investment in the long run, whether by earning dividend income or selling your stocks as they appreciate in value. This is the difference between value and growth stocks, where one focuses on returning profits to investors, while the other prioritizes reinvesting […]
Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]
Hello Grasshoppa, During my recent trip to Japan, I seized the opportunity to complete one of the books on my Kindle app list, titled “I Will Teach You To Be Rich” by Ramit Sethi. It was a 7-hour flight, providing me with some valuable “me time” for reading and watching Brazilian Jiu-Jitsu (BJJ) videos while […]
Hello Grasshoppa, It has been 2 months since I started to change my credit card from my Hong Leong Bank AirAsia Credit Card to Alliance Infinite Credit Card. Overall, I would say that they have the best points reward system compared to other credit card companies but there are some major issues that make me dislike the credit […]
Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]
