Hello Grasshoppa, AirAsia has reintroduced its Unlimited ASEAN Pass (previously Super+) & it is a current hot trend, especially for travelers who hope to grab good deals as flight prices are skyrocketing. Not joking. This year itself, aside from the upcoming airport tax implemented by the Malaysian government (effective 1st June 2024) from RM35 to […]
Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, I have a secret to share with you today on a powerful wealth-building strategy that’s often overlooked or underestimated: Dollar Cost Averaging (DCA). Whether you’re a seasoned investor or just starting on your journey to financial freedom, understanding and implementing DCA can make a significant difference in your long-term financial success. Many years ago […]
Hello Grasshoppa, Despite finding ways to reduce the cost of a subscription or fully cutting it off, we will have some unavoidable ones that we will still need in our daily lives. Over the years, I have tried to cut down as many subscription costs as possible by finding loopholes or solutions to save that […]
Hello Grasshoppa, One of my initiatives to save money many years ago is to buy everything in bulk so I can save money. Years later, aside from saving money, I realized that it has been giving me more benefits. Even today, aside from buying bulk items for my daily care & toiletries, I have also […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
Hello Grasshoppa, One of my life goals is to travel the world and explore new countries. In 2023, I managed to visit two new countries, a departure from my usual travel routine of returning to Thailand annually for my comfort zone trip. Despite revisiting Thailand in 2023, I made a personal commitment to explore countries […]
Hello Grasshoppa, Have you ever splurged on something & wondered later, “Why did I buy this?” It turns out that our spending habits are deeply tied to psychology—driven by emotions, marketing tricks, & societal norms. Let me walk you through how these forces work & how to take control of your spending. 1. Emotional Spending […]
Hello Grasshoppa, 2023 has passed, and now we find ourselves at the beginning of 2024, where many of us are setting our New Year resolutions. It’s always good to have resolutions, but sticking to them is more important to ensure we can achieve what we’ve planned. There’s something I often share with my loved ones […]
