Hello Grasshoppa, With the announcement of Malaysia’s Budget 2025 by Finance Minister / PMX Datuk Seri Anwar Ibrahim, there’s a lot to unpack, & many Malaysians may wonder how it will benefit them. Whether you’re part of the B40, an aspiring entrepreneur, or someone thinking about the future, this budget brings some promising opportunities. Here’s […]
Hello Grasshoppa, In Malaysia, the government offers various incentives & schemes to help citizens improve their financial well-being. From tax reliefs to homeownership programs, these incentives can play a crucial role in enhancing your personal finance strategy. This week, let’s explore how you can leverage these government incentives to grow your financial health. 1. Tax […]
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Hello Grasshoppa, If you aim to conquer the market & beat them in their own game you need to understand smart investing, calculated risks, and building long-term financial well-being. It sounds pretty easy when we factor these 3 simple understanding but the execution can be pretty challenging if you are not familiar with it. Don’t […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, One of my life goals is to travel the world and explore new countries. In 2023, I managed to visit two new countries, a departure from my usual travel routine of returning to Thailand annually for my comfort zone trip. Despite revisiting Thailand in 2023, I made a personal commitment to explore countries […]
Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]
Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
Hello Grasshoppa, Credit Score is a score on how healthy your financials is based on your payment behavior and a prediction of how likely you are to pay a loan back on time based on information from your credit reports. It is based on your credit or payment history related to credit cards & loans. To […]
