Hello Grasshoppa, In the hustle & bustle of modern times, sleep often gets pushed to the bottom of the priority list. We convince ourselves that burning the midnight oil is the key to getting ahead & sacrificing sleep is a badge of honor in the pursuit of success. But what if I told you that […]
Hello Grasshoppa, One of the regular topics that is talked about by our current government is tackling high financial costs for Malaysians. Over my years of traveling & learning about other countries’ income vs cost of living, Malaysia is one of the countries where I find to be most affordable to live in with our […]
Hello Grasshoppa, I have a secret to share with you today on a powerful wealth-building strategy that’s often overlooked or underestimated: Dollar Cost Averaging (DCA). Whether you’re a seasoned investor or just starting on your journey to financial freedom, understanding and implementing DCA can make a significant difference in your long-term financial success. Many years ago […]
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Hello Grasshoppa, In the ever-evolving landscape of financial markets, successful investors are those who strategically navigate the complexities of investment options. Building a diversified portfolio is a key principle for achieving long-term financial goals while mitigating risk. In this article, we will explore the importance of diversification and provide practical insights on how to construct […]
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
Hello Grasshoppa, I recently came across a social media post discussing the difference between Status Symbols and Wealth Symbols. This post prompted me to reflect on today’s society and the significance these symbols hold for many people. I also took the opportunity to introspect about my lifestyle. Below, I’ll explain what each set of symbols […]
Hello Grasshoppa, When you invest in stocks, your aim is to profit from your investment in the long run, whether by earning dividend income or selling your stocks as they appreciate in value. This is the difference between value and growth stocks, where one focuses on returning profits to investors, while the other prioritizes reinvesting […]
Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]
Hello Grasshoppa, When I initially wrote about AirAsia Super+ Subscription last year, I had doubts about whether it was worth it or not after my purchase. There were a few thoughts that I had after my purchase, which are on my travel frequency and also my ability to utilize all the other perks. At that time, […]
