Hello Grasshoppa, In the ever-evolving landscape of financial markets, successful investors are those who strategically navigate the complexities of investment options. Building a diversified portfolio is a key principle for achieving long-term financial goals while mitigating risk. In this article, we will explore the importance of diversification and provide practical insights on how to construct […]
Hello Grasshoppa, Have you ever splurged on something & wondered later, “Why did I buy this?” It turns out that our spending habits are deeply tied to psychology—driven by emotions, marketing tricks, & societal norms. Let me walk you through how these forces work & how to take control of your spending. 1. Emotional Spending […]
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]
Hello Grasshoppa, I recently came across a social media post discussing the difference between Status Symbols and Wealth Symbols. This post prompted me to reflect on today’s society and the significance these symbols hold for many people. I also took the opportunity to introspect about my lifestyle. Below, I’ll explain what each set of symbols […]
Hello Grasshoppa, When you invest in stocks, your aim is to profit from your investment in the long run, whether by earning dividend income or selling your stocks as they appreciate in value. This is the difference between value and growth stocks, where one focuses on returning profits to investors, while the other prioritizes reinvesting […]
Hello, Grasshoppa, Have you ever contemplated what you hope to achieve at a certain age? Recently, when I discovered James Clear’s book, “Atomic Habits,” they were discussing how to establish good habits through a system of compound growth. In essence, when you have a goal, the only way to attain it is by cultivating habits […]
Hello Grasshoppa, When I initially wrote about AirAsia Super+ Subscription last year, I had doubts about whether it was worth it or not after my purchase. There were a few thoughts that I had after my purchase, which are on my travel frequency and also my ability to utilize all the other perks. At that time, […]
Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]
Hello Grasshoppa, Fractional Investing is not something new, especially in the USA where it has been practiced for a long period of time. If you are an investor & you plan to buy Berkshire Hathaway Class A stocks, it costs you USD491,000 (as of my writing) to buy 1 unit. With Fractional Investing, you can […]
Hello Grasshoppa, It has been more than 5 years since I started to invest in P2P financing. When I started to publish my first post on P2P financing, it was quite new in Malaysia. During that time not many Malaysians understood much about P2P & it required lots of marketing & publicity to educate the crowd […]
