Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]
Withdrawing Your EPF During The Market Uncertainty
Hello Grasshoppa, There are multiple debates that happened for the past few months by the current government & opposition about withdrawing EPF money for those who need fund to live through the challenging time like the current pandemic. Many of us are impacted by this pandemic in different ways & many have suffered from it. […]
My BFM Interview Experience
Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]
My 2020 Personal Finance Overview & 2021 Personal Finance Resolutions
Hello Grasshoppa, 2020 went by quickly for all of us with the pandemic situation that has changed most of our lives. On the bright side, I was able to move my gym to a better location & the demand for my 9-5 job has increased with the growth of e-commerce. My 2020 personal finance was […]
Splurging Your Money The Right Way
Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]
How Will Your Monthly Subscriptions Affect Your Financial?
Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]
The Easiest Investment You Can Make With Zero Investment Knowledge
Hello Grasshoppa, Everyone wants to earn extra money & everyone wants to invest but many will say that they don’t know how to or that they do not have enough capital to invest. From our grandparents to our generation, everyone kept giving the same answer. I’m just joking. Maybe from my parents’ generation onwards. Investment […]
How Can We Be Prepared If There Is An Implementation Of The State Of Emergency?
Hello Grasshoppa, With the number of cases increasing daily & political instability, rumours are going around on the plan to have the State Of Emergency. Imagine if there is an implementation of the State of Emergency, how are we better prepared with this situation with the lesson that we learned from the recent lockdown? The […]
How I Build My First RM100,000 Investment Portfolio In Less Than 3 Years
Hello Grasshoppa, How hard is it to build an RM100,000 investment portfolio? After I cleared my debts & began my investment journey, the only thing that was in my mind was to grow my wealth towards retirement. I barely had any deep knowledge towards investment hence starting to invest in the beginning was daunting. In […]
Why You Should Save More?
Hello Grasshoppa, Have you ever thought about which should be your priority? Should you work to earn extra income or should you save your money better? Generally, many people will pick earning extra income as their priority. Agree? When I was young, I always have the impression where as long as I have more money, […]
