With the Closure of More Financial Start-Up Companies, What’s Next?

Hello Grasshoppa, Recently, I received an announcement from Raiz that they will be exiting the Malaysian market. As of my writing, there has been no official announcement from the Malaysian entity, but by the time this post is published, they should have already shared their next steps & actions. This news isn’t very reassuring since it […]

The Complete Guide of Utilizing Your EPF Savings to Your Advantage

Hello Grasshoppa, Today, we’re diving into a crucial aspect of financial planning in Malaysia: the Employees Provident Fund (EPF). Whether you’re a seasoned investor or just starting to explore your financial options, understanding EPF is essential for securing your future. In this comprehensive guide, we’ll walk you through everything you need to know about EPF […]

Should You Open An Account with AEON Bank?

Hello Grasshoppa, Today marks the official launch of AEON Bank’s digital banking services, making them the first Shariah-compliant and Islamic digital bank in Malaysia. Building on my positive experience with GXBank, I am eager to explore and understand more about AEON Bank’s products and services. Here are a few compelling reasons to consider opening an […]

How Much Should You Allocate to Fund Your Hobby?

Hello Grasshoppa, Today, let’s talk about something that’s close to our hearts which is funding our hobbies. We all know that managing finances is key to building wealth, but what about the fun stuff? How much should you allocate to fund your hobbies without breaking the bank? Let’s dive in. 1. Understand Your Financial Situation […]

7 Ways to Avoid Emotional or Revenge Spending

Hello Grasshoppa, In today’s world, it’s easy to fall into the trap of emotional or revenge spending. Whether it’s to cope with stress, seek temporary happiness, or even retaliate against someone or something, these impulsive spending habits can wreak havoc on your financial health. But fear not! With a few mindful practices and strategies, you […]

Why You Might Struggle to Save Money

Hello Grasshoppa, Saving money is a common financial goal for many individuals including myself but it often remains elusive despite our best intentions. If you find yourself in a perpetual cycle of struggling to save, you’re not alone. There are several reasons why saving money can be challenging, but understanding these barriers is the first […]

Credit Card vs. PayPal: Choosing the Right Payment Method

Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]

Unlocking Boundless Journeys: My Take on AirAsia Unlimited ASEAN Pass

Hello Grasshoppa, AirAsia has reintroduced its Unlimited ASEAN Pass (previously Super+) & it is a current hot trend, especially for travelers who hope to grab good deals as flight prices are skyrocketing. Not joking. This year itself, aside from the upcoming airport tax implemented by the Malaysian government (effective 1st June 2024) from RM35 to […]

Why Investing in Your Sleep is the Key to Success

Hello Grasshoppa, In the hustle & bustle of modern times, sleep often gets pushed to the bottom of the priority list. We convince ourselves that burning the midnight oil is the key to getting ahead & sacrificing sleep is a badge of honor in the pursuit of success. But what if I told you that […]