Black Belt Money & Habits Podcast EP7 – Good Spending Habits

Welcome to Black Belt Money & Habits Podcast Episode 7 In this episode, we will be discussing about good & bad spending habits. How do you define good or bad spending habits? Do you keep track of your spending or do you spend everything that you have? This is a pilot project for both Raymond […]

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What Can You Do With Your Year End Bonus?

Hello Grasshoppa, We are heading towards the end of the year & this is the time where all of us are looking forward for either a long holiday or the year end bonus. For those with family & kids, this is the time for you to bring your loved ones for a holiday especially with […]

#BBMGetInspired with Stev Yong from My Personal Finances

Hello Grasshoppa, In this small community of personal financial bloggers, most probably we will know each other or eventually know each other. Recently I’ve been connected to another Penang-Kia named Stev Yong who is the founder of My Personal Finances or MyPF. If you have ever been to their website, you are able access many […]

Budget 2020. Who Are The Winners & Losers?

Hello Grasshoppa, Recently we have heard our Finance Minister tabled out Malaysia Budget 2020 with the theme “Driving Growth And Equitable Outcomes Towards Shared Prosperity”. The goal is to bring stability to our country finances & grow the country towards our Prime Minister new foundation called “Shared Prosperity Vision 2030”. There are many Malaysians that […]

9 Common Misconceptions About Investing

Hello Grasshoppa, When we talk about investment with our friends & family, there’s a chance where you will meet a “Guru” that will speak their mind about investing but the fact is, they know nothing about investment or they have yet to invest a single cent of their money on investment. Sometimes you may bump […]

The Best Investment I Have Ever Made

Hello Grasshoppa, Have you ever thought about the best investment you ever made? Investment can be in  the form of monetary & also in the form of time where you are putting in effort to learn something new in life. Investment in terms of monetary includes growing your wealth or learning something to improve yourself […]

What Is Your Net Worth?

Hello Grasshoppa, During my recent Black Belt Money & Habits Podcast recording session, a guest of mine have discussed on an interesting topic about net worth. This is something I do keep track on my own net worth all the time. We know that the standard calculation to calculate your net worth is to take […]

The App That I Use To Manage My Money & Investments

Hello Grasshoppa, Recently, someone asked me about how do I manage my money & investment since I’ve been talking a lot about Personal Finance & Investment. But do I really manage my money like how I preach it? Some people may feel offended with such question but honestly I’m glad that such question was asked […]

Why Do You Need Financial Planning?

Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]

Is 24 Hours Really Enough For Us?

Hello Grasshoppa, We always hear that some people around us may mention that they don’t have time. It can be from working out, reading or basically just anything. Is it really an excuse or it’s because we have limited time? Come to think about it. We have 24 hours a day. That’s the fact that […]