Hello Grasshoppa, Today marks the official launch of AEON Bank’s digital banking services, making them the first Shariah-compliant and Islamic digital bank in Malaysia. Building on my positive experience with GXBank, I am eager to explore and understand more about AEON Bank’s products and services. Here are a few compelling reasons to consider opening an […]
Renting vs Buying a House in Malaysia: Making the Right Choice for Your Finances
Hello Grasshoppa, When it comes to securing a place to call home in Malaysia, the decision between renting and buying requires careful consideration. Each option presents its own set of advantages & disadvantages, and what may be the best choice for one individual or family might not necessarily be the ideal solution for another. In […]
Is EPF Account 3 Good for Malaysians?
Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Prioritizing Your Debts: Should You Pay Off Your House or Car Loan First?
Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]
Credit Card vs. PayPal: Choosing the Right Payment Method
Hello Grasshoppa, In today’s digital age, making online transactions has become second nature to most of us. Whether you’re purchasing goods, services, or even transferring money to friends and family, there are various payment methods at your disposal. Two of the most popular options are credit cards & PayPal. Both offer convenience & security, but […]
How My View On Credit Card Have Changed Over The Years
Hello Grasshoppa, Throughout my financial journey, I’ve shared tales of my credit card experiences, from the lows of debt to the highs of strategic benefits. Each card has woven a unique thread in the fabric of my financial story, teaching me valuable lessons along the way. Let’s delve into how my views on credit cards […]
Financial Pitfalls: Key Decisions to Avoid for a Secure Future
Hello Grasshoppa, In the complex world of personal finance, making the right decisions is crucial for long-term financial security. Unfortunately, certain common pitfalls can undermine even the best-laid financial plans. In this article, we’ll explore some critical financial decisions to avoid, helping you navigate the path to a more secure financial future. 1. Neglecting Emergency […]
Bankin’ on Your Phone: Is GXBank the Future of Malaysian Finance?
Hello Grasshoppa, In 2022, Bank Negara Malaysia (BNM) unleashed five digital bank licenses like hungry tigers into the financial jungle. One of those tigers, GXBank, just roared to life last September, and let me tell you, it’s gonna change the game. I have recently seen the news on the launch & after seeing it multiple […]
The Psychology of Spending: Why We Buy What We Don’t Need
Hello Grasshoppa, Have you ever splurged on something & wondered later, “Why did I buy this?” It turns out that our spending habits are deeply tied to psychology—driven by emotions, marketing tricks, & societal norms. Let me walk you through how these forces work & how to take control of your spending. 1. Emotional Spending […]
9 Ways To Take Control Of Your Finances Immediately
Hello Grasshoppa, I often hear people talking about how hard it is to take control of their finances as they don’t know where to begin. Handling their finances can be too complicated which leads to multiple rash decisions made by them which can be right or wrong. For some, they drown themselves in debt & […]