Should You Consider Withdrawing Your EPF Savings For 2022?

Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]

What You Should Know Before Filing Your 2021 Income Tax

Hello Grasshoppa, It is that time of the year again to file our income tax for most eligible Malaysians. Personally, I prefer to file it as early as possible just to get it done & also to ensure that I am able to receive a refund for my overpaid taxes. To be honest, this year’s […]

How To Finally Get Out Of Debt After You’ve Tried EVERYTHING

Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]

Is Your EPF Enough For Retirement?

Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]

How To Achieve Financial Failure

Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]

Personal Finance Guide For Young Adults

Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]

How To Save RM10,000 In ONE Year

Hello Grasshoppa, As we are approaching the end of 2021, most of us will be having our new year financial resolution or even reviewing our yearly expenses. This is important for many of us as it will help us understand better our personal finance & spending habits. If saving more money is part of your […]

How Can Money Buy You Happiness

Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]

Are You Having FOMO Whenever There Is Investment Opportunities?

Hello Grasshoppa, Have you ever experienced FOMO or Fear Of Missing Out, whenever there are new investment opportunities? I for one felt FOMO when I’ve missed out on the latest investments. I invested in some of it & I did pass many of it as well. This feeling is common not only for investing but […]