How Can Money Buy You Happiness

Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]

Are You Having FOMO Whenever There Is Investment Opportunities?

Hello Grasshoppa, Have you ever experienced FOMO or Fear Of Missing Out, whenever there are new investment opportunities? I for one felt FOMO when I’ve missed out on the latest investments. I invested in some of it & I did pass many of it as well. This feeling is common not only for investing but […]

How Much You Need For Your Retirement

Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]

Is “Buy Now, Pay Later’ Good For Malaysians?

Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]

Is Credit Card Your Best Friend Or Enemy?

Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]

Types Of Income That Will Help Your FIRE Journey

Hello Grasshoppa, I am currently on my FIRE journey, and I have 6 years left before I officially retire to travel the world. It is a goal that I set for myself before I started writing my blog years ago. Writing BBM not only helped me to record my journey & share it with all […]

What Financial Advice I Would Tell My 19-Year-Old Self

Hello Grasshoppa, I dropped out of college at age of 19 in hopes that I would make a better living by working rather than earning my Diploma. I started working as a direct selling agent doing sales for an illegal Forex company (not knowing it was illegal at that time) where I had no basic […]

How Have My Spending Change Since The Pandemic Started

Hello Grasshoppa, Since the pandemic started & we had to go through multiple MCO, what are the biggest change in your spending? The most obvious that we observed is on our online shopping. Personally, I am not the biggest online shopping guy but while getting my new house fully ready, I am spending my money […]

My Honest Opinion On Touch’nGo e-Wallet GO+

Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance.  To start, you have to […]