Hello Grasshoppa, 2020 went by quickly for all of us with the pandemic situation that has changed most of our lives. On the bright side, I was able to move my gym to a better location & the demand for my 9-5 job has increased with the growth of e-commerce. My 2020 personal finance was […]
Last Minute Ways To Maximize Your 2020 Income Tax Relief
Is BigPay Still Relevant?
Hello Grasshoppa, Remember when BigPay came into the market with a bang and became the most talked about debit card around. In fact, they were able to acquire a big group of users by providing tonnes of perks some of which include a saving of up to RM32 when they book their flight via AirAsia […]
How Can Budget 2021 Benefit Malaysian?
Hello Grasshoppa, 2020 has been a rough year for many of us especially with the Trade Wars, change of government &tje global pandemic that is hitting the world. Month by month passes by & now we are approaching the end of 2020. Last year we heard the previous Pakatan Harapan government presenting us with quite […]
My Decision To Buy A New Car After Driving My Car For More Than A Decade
Hello Grasshoppa, After 12 years of driving my old Naza Suria, I have finally decided to buy a new car. To be honest, it was not part of my plan to buy a new car but I was actually on a standby mode since my car is an old car. Years of driving with multiple […]
Financial Freedom Roadmap
Hello Grasshoppa, We often hear people talked about achieving financial freedom someday & it is often something we hear from someone that does direct selling. Or maybe you’ve heard it from me if you’ve been following my blog. Do you share the same common dream where you plan to retire & won’t have any worries […]
Why You Should Save More?
Hello Grasshoppa, Have you ever thought about which should be your priority? Should you work to earn extra income or should you save your money better? Generally, many people will pick earning extra income as their priority. Agree? When I was young, I always have the impression where as long as I have more money, […]
Are You Really That Rich?
Hello Grasshoppa, In today’s society, we tend to consider people that drive luxury cars or having expensive watches rich, but are they really as rich as they portray themselves to be? I remembered many years back when my friend bought himself a new Honda Civic but as I know, his salary was around RM3,500. Estimated […]
How EPF Can Reduce Your Home Loan Principal or Monthly Installment Part 2
Hello Grasshoppa, In my recent post, I have shared How Can EPF Reduce Your Home Loan Principal or Monthly Installment Part 1. In today’s post, I will be sharing more updates of my personal experience on the process & how soon I actually got my EPF withdrawals. Just a quick recap, I went to the […]
Should You Save More or Earn More For Your Early Retirement?
Hello Grasshoppa, There’s always a debate on whether or not you should save more or earn more? When I was young & started to work, my mindset was to always earn as much as possible until I am able to buy anything I want including the best cars, biggest house & all branded stuff. That […]