Prioritizing Your Debts: Should You Pay Off Your House or Car Loan First?

Hello Grasshoppa, In today’s post, let’s unravel a common financial dilemma on which loan should be prioritized – your house or car loan. Firstly, let’s acknowledge the significance of both assets in your life. Your home offers stability and potential appreciation, while your car provides mobility and convenience. So, how do you decide where to […]

8 Questions To Ask Yourself Before You Making A Purchase

Hello Grasshoppa, Many of us have a threshold for items we consider purchasing, whether they cost as little as RM100 or as much as RM100,000 for substantial investments like cars or houses. Typically, my minimum reconsideration threshold starts as low as RM100, and I grant myself up to 24 hours to contemplate the purchase. The […]

Crazy Ways I Used To Survive With No Money

Hello Grasshoppa, Growing up, I may not have had the best childhood when it comes to finances. Back then, I had to constantly witness arguments between my parents over money issues & our whole family used to struggle a lot financially. While I am seeing other kids being able to own different toys or games, […]

This Is Your TWO Biggest Expenses & How To Save From It?

Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]

How To Make Money With Your Old Items

Hello Grasshoppa, Making money sometimes can be as simple as selling something that you already have. That’s right. Inspired by the latest Netflix documentary called the Tinder Swindler, the show talks about a real-life Casanova who swindled women out of large sums of money. In a plot twist, one of the girls took the scammer’s […]

How To Finally Get Out Of Debt After You’ve Tried EVERYTHING

Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]

How Much I Have Spent On My Car In One Year

Hello Grasshoppa, It’s been 1 year since I bought my Toyota Yaris. Many years back, I was sharing a lot on how I wouldn’t sell my old Naza Suria even after 12 years of driving it. The last few months before I decided to sell it, I have spent almost a few thousand on repairing […]

How Have My Spending Change Since The Pandemic Started

Hello Grasshoppa, Since the pandemic started & we had to go through multiple MCO, what are the biggest change in your spending? The most obvious that we observed is on our online shopping. Personally, I am not the biggest online shopping guy but while getting my new house fully ready, I am spending my money […]