Paying Debt vs Investment. Which Should Be Your Priority?

Hello Grasshoppa, Common question that I am getting from people that are in debt but still wanting to invest their money is, “Should I invest first or pay my debt first?”. If you are in debt, yet have the desire to invest, which will be your priority? That was my question as well when I […]

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How Did I Collect 10,000 AirAsia BIG Points In One Month?

Hello Grasshoppa, In my previous post on How To Maximize Your BigPay Card & Other E-Wallet, I shared some useful tips on how to maximize BIG Points collection by using BigPay & FavePay. (The cashback part for Boost E-Wallet may not be accurate anymore with the recent changes in their Shake Reward program). Last year […]

What I Did To Pay Off My Debt

Hello Grasshoppa, Many years ago, I struggled financially where I had piles of debt such as credit card debts, personal loan, mortgage loan & car loan. It was up to a point where I was unable to cope with those debts & I remembered I didn’t even dare to look at my bank statement or […]

Black Belt Money & Habits Podcast EP3 – Credit Card Habits

Welcome to Black Belt Money & Habits Podcast Episode 3 In this episode, we will be discussing about our credit card habits. Both of us used to struggle with credit card debts & it took us years to clear off our debts. What are the tips & tricks to spend wisely with credit cards. Is […]

3 Must-Know Tips To Select The Best Credit Card

Hello Grasshoppa, Many years back I recalled when I applied for Credit Card, I have no idea on which Credit Card to apply & what are the fees or hidden fees of each card. I have no idea on the Credit Card benefits too. All I did was going to the bank & informing them […]

Is It Possible To Go Cashless In Malaysia?

Hello Grasshoppa, Is it possible to go cashless in Malaysia? This is a trend that I heard coming from country like China where they use mainly mobile app to make payment for any type of transactions whether its food, transportation, parking or anything. Can Malaysia move towards such trend as well? Recently I have discovered […]