Is It Wise To Use WISE

Hello Grasshoppa, I have an upcoming trip to Thailand which will be my first trip since the pandemic started. I have also written on the AirAsia Super+ which is the subscription that I have used to redeem my “free” flights. A friend of mine has recently recommended an app & card called Wise that he […]

Is AirAsia Super+ Subscription Worth It?

Hello Grasshoppa, AirAsia has recently launched AirAsia Super+ which is an annual subscription that offers “free” domestic & ASEAN flights within a period of 1 year along with other perks such as free food delivery, insurance & more. Prior to launching AirAsia Super+, they also launched AirAsia Unlimited Pass which is similar to Super+ with […]

How Did I Save Using “Buy Now, Pay Later”?

Hello Grasshoppa, It’s been a while since I last traveled for a vacation, especially with Covid-19. As of my writing, I am sipping my drink while enjoying such a nice view. For this trip, I am spending less than RM200 just by redeeming a trip using my AirAsia Points for both my flight & accommodation. […]

How To Achieve Financial Failure

Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]

The Best Way To Manage & Track Your Credit Card Spending

Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]

Is “Buy Now, Pay Later’ Good For Malaysians?

Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]

Is Credit Card Your Best Friend Or Enemy?

Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]

10 Ways To Save Money With Almost No Effort

Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]