Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]
Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]
Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]
Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]
Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance. To start, you have to […]
Hello Grasshoppa, There is a quote that says “Never Say Never”. Over the years, I have written a number of posts on how I will never invest in cryptocurrency & my stand on cryptocurrency. But there was an online platform that I wanted to make a purchase from and it didn’t accept any form of […]
Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]
Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]
Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]
