Is “Buy Now, Pay Later’ Good For Malaysians?

Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]

Is Credit Card Your Best Friend Or Enemy?

Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]

10 Ways To Save Money With Almost No Effort

Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]

My Honest Opinion On Touch’nGo e-Wallet GO+

Hello Grasshoppa, Recently, Touch’nGo collaborated with Principal Malaysia to launch GO+, an e-wallet solution to disrupt the e-wallet market. The good news is, you get to grow your e-wallet credit while spending it. It is a low-risk investment that allows users to earn daily investment return with your e-wallet balance.  To start, you have to […]

How Did I End Up Investing In Cryptocurrency?

Hello Grasshoppa, There is a quote that says “Never Say Never”. Over the years, I have written a number of posts on how I will never invest in cryptocurrency & my stand on cryptocurrency. But there was an online platform that I wanted to make a purchase from and it didn’t accept any form of […]

What Makes You Rich & What Makes You Poor?

Hello Grasshoppa, Many people have a different way of defining wealth in life. Most of them link it to having a lot of money & but some may define it by having a Financial Independence Retire Early (FIRE) life. Some of them even link it to being rich with knowledge & skills. No matter how […]

Splurging Your Money The Right Way

Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]

How Will Your Monthly Subscriptions Affect Your Financial?

Hello Grasshoppa, Have you ever calculated how much you spend on all of your monthly subscriptions? It can be from your Netflix, Astro, Unifi, mobile apps & many other subscriptions. Some of it can be considered as compulsory to some of you & some may not. It depends on your priority & what is important […]

Is BigPay Still Relevant?

Hello Grasshoppa, Remember when BigPay came into the market with a bang and became the most talked about debit card around. In fact, they were able to acquire a big group of users by providing tonnes of perks some of which include a saving of up to RM32 when they book their flight via AirAsia […]

Paying Debt vs Investment. Which Should Be Your Priority?

Hello Grasshoppa, Common question that I am getting from people that are in debt but still wanting to invest their money is, “Should I invest first or pay my debt first?”. If you are in debt, yet have the desire to invest, which will be your priority? That was my question as well when I […]