Hello Grasshoppa, Have you ever thought about which should be your priority? Should you work to earn extra income or should you save your money better? Generally, many people will pick earning extra income as their priority. Agree? When I was young, I always have the impression where as long as I have more money, […]
Are You Really That Rich?
Hello Grasshoppa, In today’s society, we tend to consider people that drive luxury cars or having expensive watches rich, but are they really as rich as they portray themselves to be? I remembered many years back when my friend bought himself a new Honda Civic but as I know, his salary was around RM3,500. Estimated […]
How Much Money B40, M40 & T20 Can Potentially Receive From Covid-19 Economic Stimulus Package
Hello Grasshoppa, Based on the recent PM announcement, most Malaysians are benefiting from the Covid-19 Economic Stimulus Package. Today, I will be breaking it down on the estimated amount of money that each household income is able to receive. Just a brief sharing which I’m sure many of you are aware of, Malaysian household incomes […]
Paying Debt vs Investment. Which Should Be Your Priority?
Hello Grasshoppa, Common question that I am getting from people that are in debt but still wanting to invest their money is, “Should I invest first or pay my debt first?”. If you are in debt, yet have the desire to invest, which will be your priority? That was my question as well when I […]
How EPF Can Reduce Your Home Loan Principal or Monthly Installment Part 1
Hello Grasshoppa, As you all may heard before of how I struggled financially that I had to sell off my first house to pay my debt. After I cleared off my debt, I decided to buy another house. I just collected the key right after Christmas & I have came out with a 10 year […]
What Can You Do To Have Better Financial Planning In 2020
Hello Grasshoppa, 2020 is a few days away & we are approaching closer to 2020, I was thinking on what can we all do to have better financial planning in 2020? I had a thought of seeking other personal finance & investment experts for their advise. So I started to text most of my personal […]
What Can You Do With Your Year End Bonus?
Hello Grasshoppa, We are heading towards the end of the year & this is the time where all of us are looking forward for either a long holiday or the year end bonus. For those with family & kids, this is the time for you to bring your loved ones for a holiday especially with […]
Budget 2020. Who Are The Winners & Losers?
Hello Grasshoppa, Recently we have heard our Finance Minister tabled out Malaysia Budget 2020 with the theme “Driving Growth And Equitable Outcomes Towards Shared Prosperity”. The goal is to bring stability to our country finances & grow the country towards our Prime Minister new foundation called “Shared Prosperity Vision 2030”. There are many Malaysians that […]
What I Did To Pay Off My Debt
Hello Grasshoppa, Many years ago, I struggled financially where I had piles of debt such as credit card debts, personal loan, mortgage loan & car loan. It was up to a point where I was unable to cope with those debts & I remembered I didn’t even dare to look at my bank statement or […]
The Best Investment I Have Ever Made
Hello Grasshoppa, Have you ever thought about the best investment you ever made? Investment can be in the form of monetary & also in the form of time where you are putting in effort to learn something new in life. Investment in terms of monetary includes growing your wealth or learning something to improve yourself […]