Hello Grasshoppa, During my recent Black Belt Money & Habits Podcast recording session, a guest of mine have discussed on an interesting topic about net worth. This is something I do keep track on my own net worth all the time. We know that the standard calculation to calculate your net worth is to take […]
Hello Grasshoppa, Recently, someone asked me about how do I manage my money & investment since I’ve been talking a lot about Personal Finance & Investment. But do I really manage my money like how I preach it? Some people may feel offended with such question but honestly I’m glad that such question was asked […]
Hello Grasshoppa, Do you feel life is unfair when you see others are doing better than you? Do you feel unfair when you feel that you are supposed to be in that position where your colleagues are sitting right now? Or when you were young, do you feel unfair when you see other kids are […]
Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]
Welcome to Black Belt Money & Habits Podcast Episode 2 In this episode, Raymond will be sharing a bit of background about himself & what inspires him to start Black Belt Money & Habits Podcast. This is a pilot project for both Raymond & Dion. Stay tuned for more episode from both Raymond & Dion. […]
Hello Grasshoppa, What is FIRE Movement & what is it all about? My personal understanding of FIRE Movement comes from Mr. Money Mustache but after further research, I realized that it was originated by Vicki Robin who is the author of Your Money or Your Life. It is part of my bucket list books to […]
Hello Grasshoppa, Many years back I recalled when I applied for Credit Card, I have no idea on which Credit Card to apply & what are the fees or hidden fees of each card. I have no idea on the Credit Card benefits too. All I did was going to the bank & informing them […]
Hello Grasshoppa, Is it possible to go cashless in Malaysia? This is a trend that I heard coming from country like China where they use mainly mobile app to make payment for any type of transactions whether its food, transportation, parking or anything. Can Malaysia move towards such trend as well? Recently I have discovered […]
Hello Grasshoppa, Few days ago, I had a catch-up session with my mentor & he asked me about my view on Mutual Fund. His other question was what are the alternatives if he is looking to diversify his investment portfolio. He mentioned that he heard something about P2P Financing but he has very little idea […]
Hello Grasshoppa, If you read my previous post, you may come across some post where I shared briefly on the Financial mistake that I made when I started working. Aside from PTPTN Debt & Personal Loan Debt, I got myself into Credit Card Debt not once but twice. It may sound shocking to you especially […]
