Hello Grasshoppa, Few days ago, I had a catch-up session with my mentor & he asked me about my view on Mutual Fund. His other question was what are the alternatives if he is looking to diversify his investment portfolio. He mentioned that he heard something about P2P Financing but he has very little idea […]
My Early Financial Mistake & What Should You Do To Avoid These Mistake
Hello Grasshoppa, If you read my previous post, you may come across some post where I shared briefly on the Financial mistake that I made when I started working. Aside from PTPTN Debt & Personal Loan Debt, I got myself into Credit Card Debt not once but twice. It may sound shocking to you especially […]
How Important Is 5C (Cash, Car, Credit Card, Condominium & Career) In Your Life?
Hello Grasshoppa, I remembered about an article that I read many years ago that some Singaporean & Malaysian girls mentioned about their Basic Requirement for a boyfriend is to have 5C. So what are those 5C they are referring to? 1. Cash 2. Car 3. Credit Card 4. Condominium 5. Career Generally, do you think […]
Is P2P Financing Worth To Invest In A Bad Economy?
Hello Grasshoppa, In my recent post on 7 Things You Can Do To Survive A Falling Market, I have shared details on what can you do to survive a falling market. With the current economic situation, the market seems to be in a volatile mode where we can’t predict where it will be heading. One […]
7 Things You Can Do To Survive A Falling Market
Hello Grasshoppa, 2017 was a good year for my stocks investment as I was up 20% for my overall stocks excluding my dividend earnings. 2018 was a bit rough for my side especially beginning November & currently I am down by 6%. It seems that overall market is rough with the Trade Wars, Oil Prices […]
A Simple Guide For Financial Planning 2019
Hello Grasshoppa, Most of us may have a New Year Resolution to start our New Year. It can be from losing weight (LOL. Its the most common resolution including mine), having better financial, getting your well deserved promotion & many others. Before you continue reading, lets take some time to reflect on your 2018 Financial […]
Budget 2019. How Will It Benefit Malaysian?
Hello Grasshoppa, We have witness another historic moment when Finance Minister Lim Guan Eng presented Pakatan Harapan Budget 2019 on 2nd November 2018. This is the first Budget made by Pakatan Harapan Government after it came to power on 9th May 2018. Despite some shortfall from their first 100 days promise, many Malaysian are expecting […]
What Are The Changes After SST Implementation?
Hello Grasshoppa, Effective 1st September 2018, we have witnessed many complains about SST Implementation & it seems that there are some Malaysians that are unhappy due to SST. Some even mentioned that there are no differences between GST & SST. Is that true? When we look deeper into SST, it splits into 2 Types of […]
GST vs SST. Which Is Better For Malaysian?
Hello Grasshoppa, We always hear people talking about how bad Goods & Service Tax (GST) is but how much do we actually know about GST? According to former Deputy Finance Minister Datuk Haji Ahmad Maslan, the price of goods will drop due to GST. Is it true? Enjoy his video as below : https://www.youtube.com/watch?v=_IT_jeem4sU The […]
Malaysians Earning Less Than RM4000 Can Hold Their PTPTN Repayment. What Can You Do With The Money Instead?
Hello Grasshoppa, As we all know, Pakatan Harapan government is working hard to fulfill their 10 Promises in 100 Days. One of it is to delay PTPTN repayment for Malaysians earning less than RM4000. According to Education Minister Dr Maszlee Malik, they will lift travel ban for PTPTN blacklisted borrowers too. This is a Celebration to […]