How Much To Save & Invest To Be A Millionaire By 60

Hello Grasshoppa, Is it realistic for us to be a millionaire someday by just relying on our savings? Most of us are conditioned or encouraged by the public or family to start saving when we are young in order for us to retire comfortably in the future. Usually, the tips that we are getting is […]

How To Increase Your Investment Amount Each Year

Hello Grasshoppa, We are in the new year & if your goal is to increase your investment each year, this is a good time to start planning if you have yet to plan it. Each year, I will be going through my investment portfolio rebalancing to determine if my investment strategy is effective & I […]

Start Investing In 2023 In 3 Easy Steps

Hello Grasshoppa, We are in a new year & I guess some of you have decided to finally take your first step to invest. The only problem is, you think that it is too complicated & you don’t know how to invest, correct? If yes, then this post is definitely for you to kickstart your […]

My 2023 Goal & What Are The Significant Changes Moving Forward

Hello Grasshoppa, In my last week’s post, I shared my 2022 wrap-up. In this week’s post, I will be sharing mainly my 2023 goals & what are my significant plans moving forward. Setting a goal & executing it is not the easiest task especially when life is unpredictable. No one actually knows what will happen […]

Rounding Up My 2022. What Went Well?

Hello Grasshoppa, 2022 is coming to an end & it is time for me to share with all of you again what I did well in 2022 & what can I do better moving forward. 2022 is definitely a better year compared to 2020 or 2021 due to the pandemic. For 2022, I find this […]

Why You Should Sweat Over The Small Stuff

Hello Grashoppa, Almost every one of us has this idea of making lots of money from everything we do like in our business or investment. Especially when it comes to business ideas, I heard many of my friends want to explore businesses that can make them big money. The problem is, these grand ideas may […]

These 5 Purchases Have Changed My Life

Hello Grasshoppa, In my previous post on My Top 5 Things, I Regret Buying, I touched on my compulsive buying & things that I’ve regretted buying due to poor judgment. In this post, I will be sharing My Top 5 Best Purchases That Have Changed My Life. Talking about spending money, all of us spend […]

11 Financial Rules You Need In Your Life

Hello Grasshoppa, I have been blogging for more than 4 years as part of capturing & sharing my retirement & financial independence process with you. I have written over 250 posts in these 4 years but never about my personal finance rules. Although it is part of my daily life & activities, these rules have […]

Gearing Up Your Investment Towards Recession

Hello Grasshoppa, There are multiple sources have mentioned that we are entering a recession soon. Recession periods are usually tough periods for many as we will be seeing the global economic downturn, higher unemployment rate, high inflation rate & bear market. It is truly an uncertain period of time from the trade wars between China-USA, […]

How I Overpaid RM2800 On My Citibank Credit Card

Hello Grasshoppa, Recently, I received an email from Citibank on my unclaimed money even though I have stopped subscribing to any of their services for a while now. This email surprised me, especially since I had already canceled my credit card 3 years ago with them. My first thought was that it was a scam […]