Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]
Hello Grasshoppa, Recently, my cousin introduced us to an insurance package she bought for my uncle for his old age as he has no savings or insurance in his 60s. Despite him being in his 60s, he is still working a day job with no retirement plans as retirement means he will not be having […]
Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]
Hello Grasshoppa, In my upcoming holiday, I am looking for ways to save more money for my back-to-back holidays. I will be traveling again soon to another 2 countries & saving extra cash is crucial especially since my holiday gap is 3 months from each other. One of my challenges in saving extra cash is, […]
Hello Grasshoppa, For the past few months, we have seen many companies going through a job cut where many people are losing their jobs. To some long-serving employees, it can be a benefit for them as they can leave those jobs with a big fat compensation if they are getting paid fairly. That money can […]
Hello Grasshoppa, Want to find an indirect way to pay your spouse their monthly allowance while ensuring that they have extra savings? Introducing EPF i-Sayang which is an initiative introduced by the government to allow the contributor (husband) to transfer 2% of their employee share contribution received from the employer to the receiver (wife) EPF […]
Hello Grasshoppa, Some of us may have been scam victims at some point in our lives. Scams can come in different forms & these scammers will usually find ways to scam as much money as possible from all their possible victims. Some of us may be aware that is a scam however some of us […]
Hello Grasshoppa, Recently I stumbled upon data on American Household’s Average Monthly Expenses which shows that our TWO biggest expenses are house & transportation. Despite the data being based on Americans, this also applies to Malaysia since most of our biggest expenses revolve around house & transportation. To some of us, it is obvious but […]
Hello Grasshoppa, For some people, with the increase in income each year, they are using this as an excuse to increase their expenses to “enjoy” their lives better. The fact is, with the increase in income, we have a choice to actually live a better life by having more flexibility in our spending but if […]
Hello Grasshoppa, We may have people around us that put the extra effort to look rich just to impress themselves or the people around them. There are also people who “reward” themselves with luxury goods with a certain achievement or milestone by putting themselves in debt. Unfortunately, I used to be one of them. I […]
