Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
The Best Way To Manage & Track Your Credit Card Spending
Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]
Is “Buy Now, Pay Later’ Good For Malaysians?
Hello Grasshoppa, Recently, many companies are offering Buy Now, Pay Later (BNPL) payment plan where you are able to purchase the item you want & pay it within 3-6 months via instalment. Some companies even offer you to purchase now & pay it a lump sum the following month. There are many thoughts & views […]
Is Credit Card Your Best Friend Or Enemy?
Hello Grasshoppa, Is credit card your best friend or enemy? It is a common debate that many people have as some may find credit cards to be bad while some actually think that it can be your best friend when used well. Whether it is good or evil, it provides you with the same function […]
5 Subscription Hacks Will Save You Money
Hello Grasshoppa, In my previous post, I have written about How Will Your Monthly Subscriptions Affect Your Financial & one of the details that I touched on was to source cheaper options. Over the years, I have subscribed & unsubscribed to many platforms until recently when I moved to a new house & bought a new TV, […]
10 Ways To Save Money With Almost No Effort
Hello Grasshoppa, Saving money can be difficult sometimes but there are ways you can save with minimal or no effort at all. In our daily lives, we should look for ways to capitalise & save even a small amount of money. It is just like our parents or grandparents walking into the morning market to […]
BBM Jar Investment Challenge
Hello Grasshoppa, We are approaching the second half of the year & I am sure everyone is still as motivated to stay on course in your financial journey. Sometime last year, this was the time where things started to loosen after 3 months of tough MCO. The good news is, most of us are getting […]
Home Renovation Hacks That Will Save You Money
Hello Grasshoppa, Many years ago, I bought my second home after I managed to completely clear my debts. My house was empty for a while as it was purely for investment purpose until I housed a friend there for 4 months during the first MCO when he lost his job. After he started his new […]
My 2021 Preferred E-Wallet
Hello Grasshoppa, In 2019, I have written a post on Which Is The Best E-Wallet in Malaysia based on my opinion. In my list, I added Fave as my number 1 option followed by GrabPay & Boost. Since the pandemic situation & other factors, I noticed that my e-wallet usage trend has also changed. I used […]
Splurging Your Money The Right Way
Hello Grasshoppa, Do you ever feel guilty whenever you are buying something that you don’t need or overpriced? This is a normal feeling for me especially for my characteristic that is known to be stingy. Aside from my watch collection & my BJJ Gi collection, I usually don’t splurge my money unless I stumble upon […]