Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]
Is Your EPF Enough For Retirement?
Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]
How To Live Frugally Without Looking Cheap
Hello Grasshoppa, As humans, we sometimes get judgemental towards how frugal or cheap someone is. Some people often equate being frugal as being cheap. To me, living frugally does not mean that they are cheap. Living frugally means that they have controlled spending & avoid spending money unnecessarily. Each of us has a frugal side […]
Beware Of Investment “Gurus” On Facebook Ad
Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]
Personal Finance Guide For Young Adults
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
What I’ve Learned From Reading Rich Dad Poor Dad At 19 & In My Late 20s
Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
What Has Brazilian Jiu-Jitsu Taught Me On Investment
Hello Grasshoppa, How does Brazilian Jiu-Jitsu (BJJ) relate to investment? When I started my blog, I decided to name it based on my 2 ultimate life goals. Firstly, is to be a BJJ Black Belt & secondly, is to become a millionaire. After 3 years of writing this blog, I am still not a BJJ […]
My Personal View Of Raiz Investment After 1 Year Of Investing With Them
Hello Grasshoppa, Somewhere in August last year, I have started to invest with Raiz as I like their concept of investing my spare change. My plan was simple, deposit RM50 each month & convert some of my spendings from my existing card or e-wallet such as petrol, food & other expenses to my MBB card as […]
How Can Money Buy You Happiness
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
Are You Having FOMO Whenever There Is Investment Opportunities?
Hello Grasshoppa, Have you ever experienced FOMO or Fear Of Missing Out, whenever there are new investment opportunities? I for one felt FOMO when I’ve missed out on the latest investments. I invested in some of it & I did pass many of it as well. This feeling is common not only for investing but […]