Navigating Investment Waters: A Comprehensive Guide to Building a Diversified Portfolio

Hello Grasshoppa, In the ever-evolving landscape of financial markets, successful investors are those who strategically navigate the complexities of investment options. Building a diversified portfolio is a key principle for achieving long-term financial goals while mitigating risk. In this article, we will explore the importance of diversification and provide practical insights on how to construct […]

How Can Overnight Policy Rate (OPR) Affect Malaysians?

Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]

The Journey Towards My Dream Home

Hello Grasshoppa, This post has been in my draft since January 2020. I started drafting this post to gradually track how much I have spent to get my house ready & as of April 2022, I am excited to announce that it has finally been completed. From the bedroom to a mini office area, a […]

5 Things To Consider Before You Buy A Brand New House

Hello Grasshoppa, With the current pandemic situation, I have cancelled 2 of my overseas holidays & currently I’m on my Cuti-Cuti Malaysia trip with my family in Cameron Highland. It’s been 10 years or more since I last visited here & currently I am writing my blog while overseeing the beautiful golf course. Despite the […]

#BBMGetInspired with Stev Yong from My Personal Finances

Hello Grasshoppa, In this small community of personal financial bloggers, most probably we will know each other or eventually know each other. Recently I’ve been connected to another Penang-Kia named Stev Yong who is the founder of My Personal Finances or MyPF. If you have ever been to their website, you are able access many […]

9 Common Misconceptions About Investing

Hello Grasshoppa, When we talk about investment with our friends & family, there’s a chance where you will meet a “Guru” that will speak their mind about investing but the fact is, they know nothing about investment or they have yet to invest a single cent of their money on investment. Sometimes you may bump […]

#BBMGetInspired with Anders Ong

Hello Grasshoppa, Recently, I have stumbled across a property investment book called Back To Property Investment To Create Wealth by Anders Ong. After browsing a few pages of the book, I decided to connect with Anders to interview him on my blog. Getting to know some brief story about him, his story is quite inspiring […]