Hello Grasshoppa, It has been 2 months since I started to change my credit card from my Hong Leong Bank AirAsia Credit Card to Alliance Infinite Credit Card. Overall, I would say that they have the best points reward system compared to other credit card companies but there are some major issues that make me dislike the credit […]
Quantifying Your Financial Goals Using The SMART Financial Goals
Hello Grasshoppa, Most of us have a financial plan that we use as a guideline for our financial goals. Some can be as detailed as quantifying the actual numbers & some can just be as simple as wanting to live comfortably. Both can be good or bad depending on how one looks at his/her financial […]
How To Build Good Spending Habits
Hello Grasshoppa, In my previous post on How To Live A Rich Life With Your Current Income, I touched on how you can spend your money on your passion or hobby. To summarize, it’s all about allocating a certain percentage of your money toward what you enjoy, allowing for guilt-free spending. You may read more on that […]
How To Live A Rich Life With Your Current Income
Hello Grasshoppa, There are many ways for us to define how rich we or other individuals are. The most significant way of defining rich people is by how they dress or what car they drive. Maybe some of them are truly rich, but some actually put themselves in debt just to impress others who don’t […]
How To Take Advantage Of The Depreciation Of Malaysia Ringgit
Hello Grasshoppa, With the depreciation of the Malaysia Ringgit, there will be excellent & harmful impacts on Malaysians. The cost of imported goods will increase as a result of weaker Ringgit & if you are buying imported goods, you will be paying more than what you used to pay in the past. Exporters that are […]
Benefits of SSPN Plus by PTPTN
Hello Grasshoppa, Recently, my cousin introduced us to an insurance package she bought for my uncle for his old age as he has no savings or insurance in his 60s. Despite him being in his 60s, he is still working a day job with no retirement plans as retirement means he will not be having […]
How To Start A Side Hustle Successfully
Hello Grasshoppa, In my years of trying different side hustles, I have been successful at some & failed most of them. Failing is not really a bad thing as I am able to learn from my mistakes & move on to my next side hustle & make it better. Before I started my BBM blog, […]
What I Wish I Knew About Money Growing Up
Hello Grasshoppa, Recently, I have asked myself, what should I know about money as I was growing up? I did not learn anything about money management until I started my reading habits after I was desperate to find ways to escape from my financial debts. Growing up, my mum only mentioned to me that, I […]
Goodbye AirAsia Credit Card
Hello Grasshoppa, I wrote Why Should You Apply For AirAsia Credit Card 2 months ago, but 2 months later, I received terrible news on what will happen to AirAsia’s credit card. This is truly bad news for me since the card has been really useful & rewarding. Since I used this card, I have redeemed a […]
How I Plan My Spending Around Touch’nGo E-Wallet
Hello Grasshoppa, Many years ago when I was writing about e-wallets, I endorsed multiple e-wallets of my choice such as Boost & GrabPay. When Boost started to launch & when they had their “shake” cashback, I was one of the biggest fans until they changed their rewards system which also led to the loss of […]