Websites & Apps That Can Help You Save Money

Hello Grasshoppa, Since the pandemic started, many of us have transitioned to online shopping for convenience. During this period, some of us tend to spend more especially when there is so much attractive stuff out there. Most probably you will see stuff that you never need or use anymore lying down somewhere in your house […]

Should You Consider Withdrawing Your EPF Savings For 2022?

Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]

Can Malaysian Survive Based On Minimum Wage?

Hello Grasshoppa, Recently, PM Ismail Sabri has announced that the RM1,500 minimum wage will be effective on 1st May 2022. With the hit of the recent pandemic, we’ve seen an increase in transportation cost, raw material cost, food & other costs. Those shortages of supply vs demand have caused the price to hike up. The […]

What You Should Know Before Filing Your 2021 Income Tax

Hello Grasshoppa, It is that time of the year again to file our income tax for most eligible Malaysians. Personally, I prefer to file it as early as possible just to get it done & also to ensure that I am able to receive a refund for my overpaid taxes. To be honest, this year’s […]

Principles Of Purchasing That Will Save You Money

Hello Grasshoppa, Have you ever wanted to buy something so badly without having to wait for a potential sale or promotion? I know I have, but as many of us know, we shouldn’t buy based on a compulsive decision but rather we should give it a day or two before we make our purchase. Most […]

How To Finally Get Out Of Debt After You’ve Tried EVERYTHING

Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]

Is Your EPF Enough For Retirement?

Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]

How To Live Frugally Without Looking Cheap

Hello Grasshoppa, As humans, we sometimes get judgemental towards how frugal or cheap someone is. Some people often equate being frugal as being cheap. To me, living frugally does not mean that they are cheap. Living frugally means that they have controlled spending & avoid spending money unnecessarily. Each of us has a frugal side […]

Beware Of Investment “Gurus” On Facebook Ad

Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]