Should You Consider Withdrawing Your EPF Savings For 2022?

Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]

What You Should Know Before Filing Your 2021 Income Tax

Hello Grasshoppa, It is that time of the year again to file our income tax for most eligible Malaysians. Personally, I prefer to file it as early as possible just to get it done & also to ensure that I am able to receive a refund for my overpaid taxes. To be honest, this year’s […]

How To Turn Your Idea Into Reality?

Hello Grasshoppa, Have you even turned any of your ideas into reality? Be it small or big, we can have as many ideas as we can but how often do you turn them into reality? Since I was young, I love to have different ideas which usually link to what can I do to earn […]

Starting Your Own Business vs Stocks Investment. Which Is Better?

Hello Grasshoppa, Did you know that investing in stocks is considered as part of owning a business as technically it means that you are part-owner of the company? The number of stocks you have purchased will determine the percentage of ownership you have in that company. The more stocks you have, the higher your percentage […]

How Have My Spending Change Since The Pandemic Started

Hello Grasshoppa, Since the pandemic started & we had to go through multiple MCO, what are the biggest change in your spending? The most obvious that we observed is on our online shopping. Personally, I am not the biggest online shopping guy but while getting my new house fully ready, I am spending my money […]

List Of Side Hustles That I Have Tried

Hello Grasshoppa, Recently I have engaged in my first Clubhouse session with My Personal Finances where they sharing about How To Grow Your Income. This topic has caught my attention as earning more money is something that interests me. Since I started working, I will always find ways to make more money by doing part-time […]

The Hardest Business That I Have Ventured In

Hello Grasshoppa, Since I was 14, I have been involved in a variety of businesses with one ultimate goal which is to earn more money. Learning to try & fail was not easy but the lessons I got along the way was worthwhile. My goal since I was young until today has always been the […]

My Experience Of Being A Direct Selling Agent

Hello Grasshoppa, Have you been to a cafe or a kopitiam where you are surrounded by a bunch of people and there will be someone sharing a story on how they earn their wealth & made it in their life? I’ve personally had that experience on multiple occasions where a group of direct selling people […]

Lessons I Learned From My Gym Business

Hello Grasshoppa, The past few weeks have been busy for me with my old gym dismantling, new gym renovation & moving. It has been a tiring journey for me but seeing a glimpse of how the new gym is shaping up really gets me excited. I started my gym with my business partner in 2012 […]