Hello Grasshoppa, Many years ago, I struggled financially where I had piles of debt such as credit card debts, personal loan, mortgage loan & car loan. It was up to a point where I was unable to cope with those debts & I remembered I didn’t even dare to look at my bank statement or […]
Hello Grasshoppa, E-Wallet is currently an upcoming trend among many Malaysians. As for today, there are over 40 E-Wallet platforms that exist in Malaysia. Not sure why there are so many but so far I have only stumbled upon 15 or less. I got to confess, I started to use E-Wallet only towards the end […]
Hello Grasshoppa, During my recent Black Belt Money & Habits Podcast recording session, a guest of mine have discussed on an interesting topic about net worth. This is something I do keep track on my own net worth all the time. We know that the standard calculation to calculate your net worth is to take […]
Hello Grasshoppa, Recently, someone asked me about how do I manage my money & investment since I’ve been talking a lot about Personal Finance & Investment. But do I really manage my money like how I preach it? Some people may feel offended with such question but honestly I’m glad that such question was asked […]
Hello Grasshoppa, Why Do You Need Financial Planning? Coming out of huge debt many years back & still have budget issues every now & then, I personally think that financial planning is important no matter how much money you have. Common advice that we always hear from many people is as below : 1. Buy […]
Hello Grasshoppa, Getting your monthly salary is something that most of us usually look forward to whether it’s beginning of the month or end of the month. During our working hours, our monthly salary is something that we will always look forward to. Why? To some of us, it may be because of our hardwork […]
Hello Grasshoppa, While writing this post, I am currently in Koh Lipe for the 3rd time. Many years ago, I remembered coming here with a low budget on accommodation & food. I ended up staying in just an average room with limited daily budget for my daily meal. Best part of that trip was, the […]
Hello Grasshoppa, What is FIRE Movement & what is it all about? My personal understanding of FIRE Movement comes from Mr. Money Mustache but after further research, I realized that it was originated by Vicki Robin who is the author of Your Money or Your Life. It is part of my bucket list books to […]
Hello Grasshoppa, Many years back I recalled when I applied for Credit Card, I have no idea on which Credit Card to apply & what are the fees or hidden fees of each card. I have no idea on the Credit Card benefits too. All I did was going to the bank & informing them […]
Hello Grasshoppa, If you read my previous post, you may come across some post where I shared briefly on the Financial mistake that I made when I started working. Aside from PTPTN Debt & Personal Loan Debt, I got myself into Credit Card Debt not once but twice. It may sound shocking to you especially […]
