Hello Grasshoppa, Getting your monthly salary is something that most of us usually look forward to whether it’s beginning of the month or end of the month. During our working hours, our monthly salary is something that we will always look forward to. Why? To some of us, it may be because of our hardwork […]
So You’ve Already Achieved Your Personal Finance Milestone. What’s Next?
Hello Grasshoppa, While writing this post, I am currently in Koh Lipe for the 3rd time. Many years ago, I remembered coming here with a low budget on accommodation & food. I ended up staying in just an average room with limited daily budget for my daily meal. Best part of that trip was, the […]
Is FIRE Movement Possible For Malaysian?
Hello Grasshoppa, What is FIRE Movement & what is it all about? My personal understanding of FIRE Movement comes from Mr. Money Mustache but after further research, I realized that it was originated by Vicki Robin who is the author of Your Money or Your Life. It is part of my bucket list books to […]
3 Must-Know Tips To Select The Best Credit Card
Hello Grasshoppa, Many years back I recalled when I applied for Credit Card, I have no idea on which Credit Card to apply & what are the fees or hidden fees of each card. I have no idea on the Credit Card benefits too. All I did was going to the bank & informing them […]
My Early Financial Mistake & What Should You Do To Avoid These Mistake
Hello Grasshoppa, If you read my previous post, you may come across some post where I shared briefly on the Financial mistake that I made when I started working. Aside from PTPTN Debt & Personal Loan Debt, I got myself into Credit Card Debt not once but twice. It may sound shocking to you especially […]
10 Easy Ways To Make Extra Money in Malaysia
Hello Grasshoppa, With the rise of cost of living, many people are struggling or looking for options to earn extra money to sustain their standard of living. In fact, most Malaysians are actually struggling especially for Fresh Grads. Imagine starting to work with your salary & you still have to pay your PTPTN loan. Many […]
How Important Is 5C (Cash, Car, Credit Card, Condominium & Career) In Your Life?
Hello Grasshoppa, I remembered about an article that I read many years ago that some Singaporean & Malaysian girls mentioned about their Basic Requirement for a boyfriend is to have 5C. So what are those 5C they are referring to? 1. Cash 2. Car 3. Credit Card 4. Condominium 5. Career Generally, do you think […]
How Does The Power Of Compounding Helps The Growth Of Your Money
Hello Grasshoppa, What is so special about this quote & How Can The Power of Compounding Helps The Growth of Your Money? This will bring us to the Introduction to The Power of Compounding What is The Power Of Compounding? The Power of Compounding is a snowball effect where your investment will generate earnings & […]
A Simple Guide For Financial Planning 2019
Hello Grasshoppa, Most of us may have a New Year Resolution to start our New Year. It can be from losing weight (LOL. Its the most common resolution including mine), having better financial, getting your well deserved promotion & many others. Before you continue reading, lets take some time to reflect on your 2018 Financial […]
12 Best Personal Finance Apps For Malaysian 2019
Hello Grasshoppa, Budget Planning, Managing Money & Investment have never been easier with the latest technology & mobile app. Some of you might remember or have came across someone that write their expenses or savings amount in a notebook. Or maybe you are actually the one that track your expenses or savings with a notebook. […]