Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
What I Think Of Apple Pay
Hello Grasshoppa, Apple Pay has recently been launched in Malaysia & we can now use Apple Pay as one of our payment modes for selected merchants for both your daily expenses, shopping & e-commerce shopping too. As of my writing, Apple Pay can only link selected cards which include Maybank (Debit & Credit Cards), AmBank […]
Why Is Grab My Preferred Super App?
Hello Grasshoppa, Malaysia is currently riding on the super app wave where we are seeing multiple big names trying to build up their super app to cater to the needs of fellow Malaysians. Grab has got to be one of the first to offer the super app deal while Shopee and Air Asia are not […]
How Can Overnight Policy Rate (OPR) Affect Malaysians?
Hello Grasshoppa, Recently, Bank Negara announced the increment of the Overnight Policy Rate (OPR) by 25 basis points to 2.25%. This was an additional increment on top of their announcement in May 2022 from 2.00%. Since July 2020, our OPR was at 1.75% before it increased in the period of 2 months to 2.25%. The overall OPR […]
The Journey Towards My Dream Home
Hello Grasshoppa, This post has been in my draft since January 2020. I started drafting this post to gradually track how much I have spent to get my house ready & as of April 2022, I am excited to announce that it has finally been completed. From the bedroom to a mini office area, a […]
My 4th Year As A Personal Finance Blogger. How Is My Journey So Far?
Hello Grasshoppa, When I started BBM Blog, my main reasons were to share my personal finance journey towards my retirement & also as a guide to my readers out there. Over the years, I grew my blog from a small blog with a few readers to one of the top bloggers in Malaysia. Aside from […]
My Experience Being Part Of HSBC Wealth Webinar Panelist
Hello Grasshoppa, Recently, I was one of the panelists alongside Suraya (Ringgit Oh Ringgit) & Ken (HSBC) moderated by Roshan Kanesan (RinggitPlus). Being part of the HSBC webinar has definitely been a momentous experience since I started my blog. With the attendance of over 400 people, I am glad to hear lots of positive feedback […]
Can Malaysian Survive Based On Minimum Wage?
Hello Grasshoppa, Recently, PM Ismail Sabri has announced that the RM1,500 minimum wage will be effective on 1st May 2022. With the hit of the recent pandemic, we’ve seen an increase in transportation cost, raw material cost, food & other costs. Those shortages of supply vs demand have caused the price to hike up. The […]
Beware Of Investment “Gurus” On Facebook Ad
Hello Grasshoppa, Recently, I have actually discovered an ad on Facebook where a guru was sharing a picture of his old car vs his current car. In that photo, he was also sharing how his life has changed since he discovered how to invest in Forex. The best part of all, he is offering to […]
How Much I Have Spent On My Car In One Year
Hello Grasshoppa, It’s been 1 year since I bought my Toyota Yaris. Many years back, I was sharing a lot on how I wouldn’t sell my old Naza Suria even after 12 years of driving it. The last few months before I decided to sell it, I have spent almost a few thousand on repairing […]