Hello Grasshoppa, Recently, PM Ismail Sabri has announced that the RM1,500 minimum wage will be effective on 1st May 2022. With the hit of the recent pandemic, we’ve seen an increase in transportation cost, raw material cost, food & other costs. Those shortages of supply vs demand have caused the price to hike up. The […]
Hello Grasshoppa, Have you ever wanted to buy something so badly without having to wait for a potential sale or promotion? I know I have, but as many of us know, we shouldn’t buy based on a compulsive decision but rather we should give it a day or two before we make our purchase. Most […]
Hello Grasshoppa, Do you ever dread paying your monthly credit card bills or other loans? I personally feel so even though I don’t have much debt aside from my house & car loan. I bought my second car in 2020 when my first car was in a condition where it was giving me multiple issues. When I […]
Hello Grasshoppa, For the past few years, I have been writing a lot on How To Achieve Financial Freedom & it is mostly related to the “right” path towards it. Some readers may find it relatable while some may feel otherwise depending on their spending habits & income. In my opinion, achieving financial freedom is […]
Hello Grasshoppa, Many years ago, when I first started working, I had no clue about financial literacy & the best part of all, I had zero knowledge on how to invest. Back then, I spent most of my money on entertainment like drinking to partying, piling up credit cards & other unnecessary debts. As a […]
Hello Grasshoppa, When I started to work as a direct selling agent, one of the d books that was recommended by my leader was Rich Dad Poor Dad. During each weekly team meeting, they always emphasized retiring earlier & direct selling was the “way” for them to achieve it. During that time, I did not […]
Hello Grasshoppa, It’s been 1 year since I bought my Toyota Yaris. Many years back, I was sharing a lot on how I wouldn’t sell my old Naza Suria even after 12 years of driving it. The last few months before I decided to sell it, I have spent almost a few thousand on repairing […]
Hello Grasshoppa, How do you define happiness? Is it something link to money or money does not matter to you? Most people will always link their happiness to money & they will usually say money can buy you happiness. Agree or disagree? Personally, I think that money can buy me happiness. Why? I’ve been talking a […]
Hello Grasshoppa, Over the years, I have had a love-hate relationship with credit cards where my spending habits had led me to maximise my credit card limit. Even after I cleared my debts, I remembered that I tried to apply for a credit card which got rejected. That situation then led me to live a life […]
Hello Grasshoppa, It is often a question when you ask someone that is embarking on a FIRE Journey how much they need to retire. They will usually give you a total amount but if you asked in detail why they need that much, they will give you a calculation based on their projected annual income […]
