Hello Grasshoppa, Recently, I delved into the latest appendix released by KWSP on EPF statistics. As a proud Malaysian and an EPF member, these stats spoke volumes to me. Here’s what I think after taking a deep dive into the numbers. The main target age group I will be discussing is 25-29, a period when individuals […]
Hello Grasshoppa, Today, we’re diving into a crucial aspect of financial planning in Malaysia: the Employees Provident Fund (EPF). Whether you’re a seasoned investor or just starting to explore your financial options, understanding EPF is essential for securing your future. In this comprehensive guide, we’ll walk you through everything you need to know about EPF […]
Hello Grasshoppa, With the recent announcement of EPF Account 3 by KWSP, they have restructured & renamed each account from Account 1 to Account Persaraan, Account 2 to Account Sejahtera & new Account 3 called Account Fleksibel. The introduction has brought mixed feelings among Malaysians on the new changes. A look back at the previous structure […]
Hello Grasshoppa, There are lots of EPF features that have been introduced over the years & this is by far one of the best features by EPF for individuals that do not know what to invest in but want to earn higher interest than a fixed deposit. In Malaysia, we have been introduced to many types […]
Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Hello Grasshoppa, There are multiple debates that happened for the past few months by the current government & opposition about withdrawing EPF money for those who need fund to live through the challenging time like the current pandemic. Many of us are impacted by this pandemic in different ways & many have suffered from it. […]
Hello Grasshoppa, In my recent post, I have shared How Can EPF Reduce Your Home Loan Principal or Monthly Installment Part 1. In today’s post, I will be sharing more updates of my personal experience on the process & how soon I actually got my EPF withdrawals. Just a quick recap, I went to the […]
Learning to think about “The new normal” in financial planning of post Covid-19 The COVID-19 War Is A Process Not An Event How bad is the impact of coronavirus to the world now? Lockdown has been the effective measurement taken so far, how long should it be, 8 weeks or more? Once you start pulling […]
Hello Grasshoppa, Recently I have learned a new skill where I can predict your whereabouts. I guarantee the you are reading this blog from home now. LOL. Yes, we are all at home due to the Movement Control Order (MCO) with an additional 14 days in line with the recent extension announcement by our Prime […]
Hello Grasshoppa, As you all may heard before of how I struggled financially that I had to sell off my first house to pay my debt. After I cleared off my debt, I decided to buy another house. I just collected the key right after Christmas & I have came out with a 10 year […]
