Hello Grasshoppa, A few weeks ago when I wrote about i-Saraan, I wanted to compare both Private Retirement Scheme (PRS) & EPF i-Saraan for your better understanding. As both are considered voluntary contribution schemes, which is a better choice for you? Below I have listed some of the differences between both PRS & i-Saraan: The overall […]
Hello Grasshoppa, Recently I stumbled upon i-Saraan when I was in the KWSP office to run an errand. Even though it was introduced a while ago, the scheme seems less popular, or perhaps it is just something I am unaware of. What Is i-Saraan? It is a voluntary contribution program with a retirement incentive for […]
Hello Grasshoppa, Recently, EPF has announced that members are allowed to purchase insurance via their platform by using members EPF Account 2. This is actually good news to many Malaysians, especially for those who do not have any insurance protection. Personally, I did not realize the importance of insurance until when I was 27 years […]
Hello Grasshoppa, We live in a world where technology is so advanced that everything can be accessible in the palm of our hands. As long as you have a smartphone, you can be updated on your friend’s latest status, the world’s latest news, play games, watch videos & many more. Depending on how you use […]
Hello Grasshoppa, EPF has recently announced a Special Withdrawal facility effective 1st April 2022. As of my writing, there are not many details announced yet on the procedure but members below age 55 can withdraw as low as RM50 & up to a maximum of RM10,000. Members are required to utilize their EPF Account 2 […]
Hello Grasshoppa, EPF withdrawals have been making headlines since the pandemic started. Due to the pandemic, the Malaysian government has allowed withdrawals such as i-Citra, i-Lestari & i-Sinar where Malaysians are able to withdraw a certain amount of money. Due to the withdrawals of many Malaysians due to financial issues, loss of jobs, or other […]
Hello Grasshoppa, With the current situation, time is actually our best friend. For those who work from home, we spend lesser time on the road which helps us save between 1-2 hours a day. For those who are unable to work due to the MCO, how well are you utilising your time? Since the beginning […]
Hello Grasshoppa, My Saturday is always BJJ training & spending time with my BJJ family. It is a bit unusual for me this time around as my coach has just left back to his home country to take over his father business & I am taking up the role as a BJJ coach alongside with […]
Hello Grasshoppa, There are multiple debates that happened for the past few months by the current government & opposition about withdrawing EPF money for those who need fund to live through the challenging time like the current pandemic. Many of us are impacted by this pandemic in different ways & many have suffered from it. […]
Hello Grasshoppa, Recently I participated in Ringgit & Sense Podcast interview alongside Kevin Neoh (Licensed Financial Planner) from VKA Wealth & Roshan Kanesan, the host of BFM Ringgit & Sense. Being part of Ringgit & Sense definitely feels like a dream to me as I’ve been listening to their podcast over the years. One thing […]
